FAIR VALUE MEASUREMENT (Tables)

3 Months Ended

Mar. 31, 2015

FAIR VALUE MEASUREMENT [Abstract]

Schedule of fair value of Level 3 assets

(Dollars in thousands)	Mortgage Servicing Rights
Beginning balance (December 31, 2014)	$	22
Amortization		1
Ending Balance (March 31, 2015)	$	21

(Dollars in thousands)	Mortgage Servicing Rights
Beginning balance (December 31, 2013)	$	25
Amortization		3
Ending Balance (December 31, 2014)	$	22

Schedule of assets and liabilities measured at fair value on a non recurring basis

(Dollars in thousands)			Quoted Prices in		Significant Other		Significant
			Active Markets for		Observable		Unobservable
			Identical Assets		Inputs		Inputs
Description	March 31, 2015		(Level 1)		(Level 2)		(Level 3)
Nonrecurring:
OREO	$	2,772	$	—	$	—	$	2,772
Impaired loans:
Commercial real estate		8,978		—		—		8,978
Faith-based non-profit		16,264		—		—		16,264
Residential real estate		3,843		—		—		3,843
Consumer		2		—		—		2
Total	$	31,859	$	—	$	—	$	31,859

(Dollars in thousands)			Quoted Prices in		Significant Other		Significant
			Active Markets for		Observable		Unobservable
			Identical Assets		Inputs		Inputs
Description	December 31, 2014		(Level 1)		(Level 2)		(Level 3)
Nonrecurring:
OREO	$	3,069	$	—	$	—	$	3,069
Impaired loans:
Commercial real estate		9,060		—		—		9,060
Faith-based non-profit		17,119		—		—		17,119
Residential real estate		4,214		—		—		4,214
Total	$	33,462	$	—	$	—	$	33,462

Schedule of Level 3 fair value measurement methods

(Dollars in thousands)				Significant	Significant
			Valuation	Unobservable	Unobservable
Description	March 31, 2015		Technique	Inputs	Input Value
Nonrecurring:
OREO	$	2,772	discounted appraisals	collateral discounts		6-20%
Impaired loans		29,087	discounted appraisals	collateral discounts		6-20%
Total	$	31,859

(Dollars in thousands)				Significant	Significant
			Valuation	Unobservable	Unobservable
Description	December 31, 2014		Technique	Inputs	Input Value
Nonrecurring:
OREO	$	3,069	discounted appraisals	collateral discounts		6-20%
Impaired loans		30,393	discounted appraisals	collateral discounts		6-20%
Total	$	33,462

Schedule of carrying amount and fair value of financial instruments

	March 31, 2015
(Dollars in thousands)	Carrying		Estimated
	Amount		Fair Value		Level 1		Level 2		Level 3
Assets:
Cash and cash equivalents	$	32,810	$	32,810	$	32,810	$	—	$	—
Investment securities available for sale		74,660		74,660		—		74,660		—
Loans, net of allowances for loan losses		169,251		172,915		—		—		172,915
Accrued interest receivable		726		726		726		—		—
Liabilities:
Non-maturity deposits	$	122,162	$	122,162	$	122,162	$	—	$	—
Maturity deposits		133,549		132,871		—		132,871		—
Other borrowings		894		841		—		—		841
Accrued interest payable		81		81		81		—		—

	December 31, 2014
(Dollars in thousands)	Carryingt		Estimated
	Amount		Value		Level 1		Level 2		Level 3
Assets:
Cash and cash equivalents	$	35,574	$	35,574	$	35,574	$	—	$	—
Investment securities available for sale		69,703		69,703		—		69,703		—
Loans, net of allowances for loan losses		171,648		175,165		—		—		175,165
Accrued interest receivable		816		816		816		—		—
Liabilities:
Non-maturity deposits	$	119,383	$	119,383	$	119,383	$	—	$	—
Maturity deposits		136,477		135,965		—		135,965		—
Other borrowings		784		734		—		—		734
Accrued interest payable		76		76		76		—		—