BORROWINGS	3 Months Ended
Mar. 31, 2015
BORROWINGS [Abstract]
BORROWINGS	8. BORROWINGS Borrowings as of March 31, 2015 consisted of an FHLB borrowing of $0.7 million with an interest rate of 0.50% that matures in 2020, and capital leases of $0.2 million with a blended interest rate of 1.76%. Borrowings as of December 31, 2014 consisted of an FHLB borrowing of $0.7 million with an interest rate of 0.50% that matures in 2020 and capital leases of $0.1 million with a blended rate of 1.60%. The Company has federal funds lines of credit with three correspondent banks totaling $10.0 million at March 31, 2015 and December 31, 2014. The Company periodically tests its federal funds lines of credit with its correspondent banks. These lines were tested during the three months ended March 31, 2015. The Company had unused borrowing capacity with the FHLB of $6.1 million as of March 31, 2015 and $6.6 million as of December 31, 2014, respectively. In addition, the Company has the ability to borrow from the FRB to the extent of investment securities pledged to the FRB.

BORROWINGS

3 Months Ended

Mar. 31, 2015

8. BORROWINGS

Borrowings as of March 31, 2015 consisted of an FHLB borrowing of $0.7 million with an interest rate of 0.50% that matures in 2020, and capital leases of $0.2 million with a blended interest rate of 1.76%. Borrowings as of December 31, 2014 consisted of an FHLB borrowing of $0.7 million with an interest rate of 0.50% that matures in 2020 and capital leases of $0.1 million with a blended rate of 1.60%.

The Company has federal funds lines of credit with three correspondent banks totaling $10.0 million at March 31, 2015 and December 31, 2014. The Company periodically tests its federal funds lines of credit with its correspondent banks. These lines were tested during the three months ended March 31, 2015. The Company had unused borrowing capacity with the FHLB of $6.1 million as of March 31, 2015 and $6.6 million as of December 31, 2014, respectively. In addition, the Company has the ability to borrow from the FRB to the extent of investment securities pledged to the FRB.