FAIR VALUE MEASUREMENT (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
US Government Agencies Debt Securities [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets Measured on a Recurring Basis	$ 1,370	$ 483
US Government-sponsored Enterprises Debt Securities [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets using Level 1 Inputs	0	0
Fair Value of Assets using Level 2 Inputs	1,370	483
Fair Value of Assets using Level 3 Inputs	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets Measured on a Recurring Basis	58,279	30,789
Fair Value of Assets using Level 1 Inputs	0	0
Fair Value of Assets using Level 2 Inputs	58,279	30,789
Fair Value of Assets using Level 3 Inputs	0	0
Non-Government Residential Mortgage Backed Debt Securities- Maturity greater than 10 years [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets Measured on a Recurring Basis	101	135
Fair Value of Assets using Level 1 Inputs	0	0
Fair Value of Assets using Level 2 Inputs	101	135
Fair Value of Assets using Level 3 Inputs	0	0
North Carolina Municipal Debt Security [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets Measured on a Recurring Basis	3,183	3,702
Fair Value of Assets using Level 1 Inputs	0	0
Fair Value of Assets using Level 2 Inputs	3,183	3,702
Fair Value of Assets using Level 3 Inputs	0	0
Non-North Carolina Municipal Debt Securities [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets Measured on a Recurring Basis		2,486
Fair Value of Assets using Level 1 Inputs		0
Fair Value of Assets using Level 2 Inputs		2,486
Fair Value of Assets using Level 3 Inputs		0
Servicing Contracts [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets using Level 1 Inputs	0	0
Fair Value of Assets using Level 2 Inputs	0	0
Fair Value of Assets using Level 3 Inputs	41	46
Fair Value of Mortgage Servicing Rights	41	46
Fair Value, Measurements, Fair Value Hierarchy [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets Measured on a Recurring Basis	62,974	37,641
Fair Value, Inputs, Level 1 [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets using Level 1 Inputs	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets using Level 2 Inputs	62,933	37,595
Fair Value, Inputs, Level 3 [Member]
Fair Value of Assets Measured on a Recurring Basis [Line Items]
Fair Value of Assets using Level 3 Inputs	$ 41	$ 46