LOANS AND ALLOWANCE FOR LOAN LOSSES Allowance by risk category (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	$ 3,498,000	$ 3,850,000
Commercial loans not secured by real estate [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	25,000	348,000
Commercial real estate, Construction [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	20,000	28,000
Commercial Loans secured by Real Estate, Owner Occupied [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	510,000	440,000
Commercial Loans secured by Real Estate, Other [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	639,000	503,000
Faith Based Real Estate Secured, Construction [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	26,000	32,000
Faith Based Real Estate Secured, owner occupied [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	912,000	984,000
Faith Based Real Estate Secured, Other [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	93,000	112,000
Residential real estate- First Mortgage [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	1,006,000	822,000
Residential real estate- multifamily [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	116,000	140,000
Residential real estate- Home equity [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	47,000	337,000
Residential real estate- Construction [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	5,000	0
Consumer Loan [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	52,000	62,000
All other loans [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	47,000	42,000
Total [Member]
Allowance by risk category [Line Items]
Loans and Leases Receivable, Net of Deferred Income	3,498,000	3,850,000
Commercial loans not secured by real estate [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	24,000	347,000
Loans with a risk category of: Special mention	0	0
Loans with a risk category of: Substandard	1,000	1,000
Loans with a risk category of: Doubtful	0	0
Commercial real estate, Construction [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	20,000	12,000
Loans with a risk category of: Special mention	0	0
Loans with a risk category of: Substandard	0	16,000
Loans with a risk category of: Doubtful	0	0
Commercial Loans secured by Real Estate, Owner Occupied [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	294,000	328,000
Loans with a risk category of: Special mention	89,000	41,000
Loans with a risk category of: Substandard	127,000	71,000
Loans with a risk category of: Doubtful	0	0
Commercial Loans secured by Real Estate, Other [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	370,000	322,000
Loans with a risk category of: Special mention	23,000	23,000
Loans with a risk category of: Substandard	246,000	158,000
Loans with a risk category of: Doubtful	0	0
Faith Based Real Estate Secured, Construction [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	26,000	32,000
Loans with a risk category of: Special mention	0	0
Loans with a risk category of: Substandard	0	0
Loans with a risk category of: Doubtful	0	0
Faith Based Real Estate Secured, owner occupied [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	751,000	740,000
Loans with a risk category of: Special mention	113,000	156,000
Loans with a risk category of: Substandard	48,000	88,000
Loans with a risk category of: Doubtful	0	0
Faith Based Real Estate Secured, Other [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	92,000	104,000
Loans with a risk category of: Special mention	1,000	8,000
Loans with a risk category of: Substandard	0	0
Loans with a risk category of: Doubtful	0	0
Residential real estate- First Mortgage [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	571,000	444,000
Loans with a risk category of: Special mention	35,000	31,000
Loans with a risk category of: Substandard	400,000	347,000
Loans with a risk category of: Doubtful	0	0
Residential real estate- multifamily [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	114,000	128,000
Loans with a risk category of: Special mention	1,000	1,000
Loans with a risk category of: Substandard	1,000	11,000
Loans with a risk category of: Doubtful	0	0
Residential real estate- Home equity [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	38,000	72,000
Loans with a risk category of: Special mention	0	0
Loans with a risk category of: Substandard	9,000	265,000
Loans with a risk category of: Doubtful	0	0
Residential real estate- Construction [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	5,000	0
Loans with a risk category of: Special mention	0	0
Loans with a risk category of: Substandard	0	0
Loans with a risk category of: Doubtful	0	0
Consumer Loan [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	51,000	56,000
Loans with a risk category of: Special mention	0	0
Loans with a risk category of: Substandard	1,000	0
Loans with a risk category of: Doubtful	0	6,000
All other loans [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	47,000	42,000
Loans with a risk category of: Special mention		0
Loans with a risk category of: Substandard		0
Loans with a risk category of: Doubtful		0
Total [Member]
Allowance by risk category [Line Items]
Loans with a risk category of: Pass	2,403,000	2,627,000
Loans with a risk category of: Special mention	262,000	260,000
Loans with a risk category of: Substandard	833,000	957,000
Loans with a risk category of: Doubtful	$ 0	$ 6,000