LOANS AND ALLOWANCE FOR LOAN LOSSES Non-Accrual and Deliquent Loans (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Nonaccrual and delinquent loans [Line Items]
Non-accrual loans, unrecognized income	$ 1,200,000	$ 1,900,000
Change in nonaccruals	(5,600,000)
Foregone interest income during the non-accrual period	900,000
Nonaccrual loans	9,720
number of nonaccrual loans	55
Deliquent loans still accruing	404
Commercial loans not secured by real estate or faith based businesses [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	0	0
Number of deliquent loans still accruing	0	0
Commercial real estate, Construction [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing		0
Number of deliquent loans still accruing		0
Commercial Loans secured by Real Estate, Owner Occupied [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	170,000	52,000
Number of deliquent loans still accruing	3	1
Commercial Loans secured by Real Estate, Other [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	0	1,000
Number of deliquent loans still accruing	0	1
Faith Based Real Estate Secured, owner occupied [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	145,000	0
Number of deliquent loans still accruing	1	0
Residential real estate- First Mortgage [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	89,000	47,000
Number of deliquent loans still accruing	2	1
Residential real estate- multifamily [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing		114,000
Number of deliquent loans still accruing		1
Residential real estate- Home equity [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	0	0
Number of deliquent loans still accruing	0	0
Consumer Loan [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	0	0
Number of deliquent loans still accruing	0	0
Total [Member]
Nonaccrual and delinquent loans [Line Items]
Deliquent loans still accruing	404,000	214,000
Number of deliquent loans still accruing	6	4
Commercial loans not secured by real estate or faith based businesses [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	590,000	590,000
number of nonaccrual loans	1	1
Commercial real estate, Construction [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans		628,000
number of nonaccrual loans		1
Commercial Loans secured by Real Estate, Owner Occupied [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	42,000	772,000
number of nonaccrual loans	1	4
Commercial Loans secured by Real Estate, Other [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	50,000	3,503,000
number of nonaccrual loans	1	4
Faith Based Real Estate Secured, owner occupied [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	5,600,000	5,497,000
number of nonaccrual loans	4	3
Residential real estate- First Mortgage [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	3,400,000	3,749,000
number of nonaccrual loans	42	39
Residential real estate- multifamily [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans		0
number of nonaccrual loans		0
Residential real estate- Home equity [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	20,000	582,000
number of nonaccrual loans	3	8
Consumer Loan [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	18,000	5,000
number of nonaccrual loans	3	2
Total [Member]
Nonaccrual and delinquent loans [Line Items]
Nonaccrual loans	$ 9,720,000	$ 15,326,000
number of nonaccrual loans	55	62