LOANS AND ALLOWANCE FOR LOAN LOSSES Loans by impairment method (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Composition of loan portfolio by impairment method [Line Items]
Loans restructured during the period	$ 1,400,000
Commercial loans not secured by real estate [Member]
Composition of loan portfolio by impairment method [Line Items]
Loans individually evaluated for impairment	590,000	590,000
Loans collectively evaluated for impairment	4,950,000	7,098,000
Loans Receivable, Net	5,540,000	7,688,000
Allowance for Loans individually evaluated for impairment	0	0
Allowance for Loans collectively evaluated for impairment	0	348,000
Allowance for loan losses by loan category	0	348,000
Commercial loan secured by real estate [Member]
Composition of loan portfolio by impairment method [Line Items]
Loans individually evaluated for impairment	9,134,000	6,828,000
Loans collectively evaluated for impairment	39,271,000	40,226,000
Loans Receivable, Net	48,405,000	47,054,000
Allowance for Loans individually evaluated for impairment	0	119,000
Allowance for Loans collectively evaluated for impairment	856	852,000
Allowance for loan losses by loan category	1,169	971,000
Faith based loans [Member]
Composition of loan portfolio by impairment method [Line Items]
Loans individually evaluated for impairment	13,557,000	13,816,000
Loans collectively evaluated for impairment	72,351,000	75,335,000
Loans Receivable, Net	85,908,000	89,151,000
Allowance for Loans individually evaluated for impairment	0	56,000
Allowance for Loans collectively evaluated for impairment	979	1,072,000
Allowance for loan losses by loan category	1,031	1,128,000
Residential Mortgage [Member]
Composition of loan portfolio by impairment method [Line Items]
Loans individually evaluated for impairment	2,186,000	2,180,000
Loans collectively evaluated for impairment	32,639,000	37,380,000
Loans Receivable, Net	34,825,000	39,560,000
Allowance for Loans individually evaluated for impairment	0	543,000
Allowance for Loans collectively evaluated for impairment	832	756,000
Allowance for loan losses by loan category	1,174	1,299,000
Consumer Loan [Member]
Composition of loan portfolio by impairment method [Line Items]
Loans individually evaluated for impairment	0	2,000
Loans collectively evaluated for impairment	1,455,000	1,665,000
Loans Receivable, Net	1,455,000	1,667,000
Allowance for Loans individually evaluated for impairment	0	2,000
Allowance for Loans collectively evaluated for impairment	0	60,000
Allowance for loan losses by loan category	0	62,000
All other loans [Member]
Composition of loan portfolio by impairment method [Line Items]
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	2,808,000	2,964,000
Loans Receivable, Net	2,808,000	2,964,000
Allowance for Loans individually evaluated for impairment	0	0
Allowance for Loans collectively evaluated for impairment	0	42,000
Allowance for loan losses by loan category	0	42,000
Total Allowance [Member]
Composition of loan portfolio by impairment method [Line Items]
Allowance for Loans individually evaluated for impairment	707	720,000
Allowance for Loans collectively evaluated for impairment	2,791	3,130,000
Allowance for loan losses by loan category	3,498	3,850,000
Total Loans net of deferred fees [Member]
Composition of loan portfolio by impairment method [Line Items]
Loans individually evaluated for impairment	25,467,000	23,416,000
Loans collectively evaluated for impairment	153,474,000	164,668,000
Loans Receivable, Net	$ 178,941,000	$ 188,084,000