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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
9 Months Ended 12 Months Ended 22 Months Ended
Sep. 30, 2011
Dec. 31, 2011
Sep. 30, 2012
Composition of the loan portfolio [Line Items]      
Percentage of loan portfolio- Faith Based [Line Items]     $ 0.4801
Qualitative loans factors     0
Quantitative factors: Overdrafts     0
Off-balance sheet reserve   0 (51,300)
Historical loss rate for all loans 0 0 0
Percentage allowance for loan losses- Faith Based [Line Items]     0.2947
Commercial loans not secured by real estate [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   7,688,000 5,540,000
Commercial Loans secured by Real Estate, Construction [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   1,871,000 1,726,000
Commercial Loans secured by Real Estate, Owner Occupied [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   20,352,000 20,051,000
Commercial Loans secured by Real Estate, Other [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   24,831,000 26,628,000
Faith Based Real Estate Secured, Construction [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   2,287,000 1,910,000
Faith Based Real Estate Secured, owner occupied [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   78,161,000 77,137,000
Faith Based Real Estate Secured, Other [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   8,703,000 6,861,000
Residential real estate- First Mortgage [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   27,896,000 25,120,000
Residential real estate- multifamily [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   7,207,000 5,904,000
Residential real estate- Home equity [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   4,457,000 3,420,000
Residential real estate- Construction [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   0 381,000
Unsecured consumer loans [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   1,667,000 1,455,000
All other loans [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   2,964,000 2,808,000
Gross Loans, net of deferred fees [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   188,084,000 178,941,000
Allowance for Loan and Lease Losses [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   (3,850,000) (3,498,000)
Total loans, net of allowance for loan losses [Member]
     
Composition of the loan portfolio [Line Items]      
Loans Receivable, Net   $ 184,234,000 $ 175,443,000