INVESTMENT SECURITIES Narrative (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011	Dec. 31, 2011
Schedule of Investments [Line Items]
Available-for-sale Securities, Gross Unrealized Losses	$ (5,000)		$ (5,000)		$ (26,000)
Available-for-sale Securities, Gross Realized Gains	(75,400)	(68,700)	(263,800)	(106,300)
Available-for-sale Securities, Gross Realized Losses	8,200	0	8,200	0
Available-for-sale Securities	62,933,000		62,933,000		37,595,000
Available For Sale Securities Pledged at the Federal Reserve	1,100,000		1,100,000		600,000
Available for Sale Securities Pledged at the NC Public Housing Authority	5,400,000		5,400,000		5,300,000
Available for Sale Securities Pledged at the NC State Treasurer	2,400,000		2,400,000		2,000,000
Available-for-sale Securities, Gross Realized Gain (Loss)			256,000	106,000
Gain (Loss) on Sale of Securities, Net	$ 67,000	$ 69,000	$ 256,000	$ 106,000