FHLB ADVANCES (Tables)

9 Months Ended

Sep. 30, 2012

Borrowings [Abstract]

Schedule of Maturities of Long-term Debt [Table Text Block]

Borrowings as of September 30, 2012 and December 31, 2011 consisted of one FHLB fixed-term loan with a fixed rate of 0.50%, and a 2020 maturity date. The principal outstanding on this loan was $0.7 million as of both dates.

(Dollars in thousands)	September 30, 2012
	Amount		Maturity Date	Rate
Fixed Rate Note	$	708	2020	0.50	%

	December 31, 2011
	Amount		Maturity Date	Rate
Fixed Rate Note	$	725	2020	0.50	%