CONSOLIDATED BALANCE SHEETS (unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 51,516	$ 61,296
Investment securities available for sale, at fair value	62,933	37,595
Other invested assets	489	638
Loans, net of unearned income and deferred fees	178,941	188,084
Allowances for loan losses	(3,498)	(3,850)
Loans, net	175,443	184,234
Interest receivable	850	764
Bank premises and equipment, net	4,661	4,654
Cash surrender value of bank-owned life insurance	5,926	5,768
Other real estate owned	3,072	3,215
Deferred tax assets and taxes receivable, net	4,329	4,703
Other assets	1,390	1,589
TOTAL ASSETS	310,609	304,456
Deposits
Interest-bearing deposits	212,874	209,291
Noninterest-bearing deposits	48,498	49,853
Total deposits	261,372	259,144
Other borrowings	2,987	2,939
Other liabilities	9,358	5,976
Total liabilities	273,717	268,059
COMMITMENTS AND CONTINGENCIES
Stockholders' equity:
Series B Preferred Stock- $1,000 liquidation value per share, 11,735 shares issued and outstanding	11,725	11,724
Common stock, no par value 10,000,000 shares authorized; 2,031,337 shares issued and outstanding	8,732	8,732
Retained earnings	17,721	17,380
Accumulated other comprehensive loss	(1,286)	(1,439)
Total stockholders' equity	36,892	36,397
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 310,609	$ 304,456