CONSOLIDATED BALANCE SHEETS (unaudited) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and cash equivalents	$ 61,296	$ 74,575
Investment securities available for sale, at fair value	37,595	20,627
Other invested assets	638	948
Loans, net of unearned income and deferred fees	188,084	204,328
Allowances for loan losses	(3,850)	(3,851)
Loans, net	184,234	200,477
Interest receivable	764	690
Bank premises and equipment, net	4,654	4,585
Cash surrender value of bank-owned life insurance	5,768	5,564
Other real estate owned	3,215	1,915
Deferred tax assets and taxes receivable, net	4,703	4,434
Other assets	1,589	1,151
TOTAL ASSETS	304,456	314,966
Deposits
Interest-bearing deposits	209,291	225,119
Noninterest-bearing deposits	49,853	44,565
Total deposits	259,144	269,684
Other borrowings	2,939	3,302
Other liabilities	5,976	5,570
Total liabilities	268,059	278,556
COMMITMENTS AND CONTINGENCIES
Stockholders' equity:
Series B Preferred Stock- $1,000 liquidation value per share, 11,735 shares issued and outstanding as of December 31, 2011 and December 31, 2010	11,724	11,722
Common stock, no par value 10,000,000 shares authorized as of December 31, 2011 and December 31, 2010; 2,031,337 shares issued and outstanding as of December 31, 2011 and December 31, 2010	8,732	8,732
Retained earnings	17,380	17,264
Accumulated other comprehensive loss	(1,439)	(1,308)
Total stockholders' equity	36,397	36,410
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 304,456	$ 314,966