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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Beginning balance $ 3,234 $ 3,498 $ 3,499 $ 3,850
Charge-offs (45) (311) (327) (622)
Recoveries 38 8 55 104
Provision (decrease) increase 10 122 10 166
Ending balance 3,237 3,498 3,237 3,498
Commercial
       
Beginning balance 241 61 90 348
Provision (decrease) increase 203 (36) 354 (323)
Ending balance 444 25 444 25
Commercial Real Estate
       
Beginning balance 806 1,187 881 971
Charge-offs     (237) (56)
Recoveries 25   27 1
Provision (decrease) increase 52 (18) 212 253
Ending balance 883 1,169 883 1,169
Faith Based Non-Profit
       
Beginning balance 1,278 1,091 1,246 1,128
Provision (decrease) increase (170) (60) (138) (97)
Ending balance 1,108 1,031 1,108 1,031
Residential Real Estate
       
Beginning balance 831 1,243 937 1,299
Charge-offs (40) (303) (73) (539)
Recoveries 4 4 12 93
Provision (decrease) increase (57) 230 (138) 321
Ending balance 738 1,174 738 1,174
Consumer
       
Beginning balance 22 46 30 62
Charge-offs (1)   (3) (1)
Recoveries 6 4 7 1
Provision (decrease) increase (8) 2 (15) (10)
Ending balance 19 52 19 52
Other
       
Beginning balance 43 51 54 42
Charge-offs (4) (8) (14) (26)
Recoveries 3   9 9
Provision (decrease) increase 3 4 (4) 22
Ending balance 45 47 45 47
Unallocated
       
Beginning balance 13   261  
Provision (decrease) increase $ (13)   $ (261)