BORROWINGS (Details Narrative) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2013	Dec. 31, 2012
Borrowings Details Narrative
FHLB advances, maturing fully in 2020	$ 70,000	$ 70,000
[FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRate]	0.50%	0.50%
Capital lease	20,000	20,000
Capital lease, interest rate	1.60%	1.60%
Loan participations sold		200,000
Effective interest rate of loan participations sold		4.45%
Federal funds lines of credit	1,000,000	1,000,000
Federal funds unused lines of credit	$ 610,000	$ 750,000