CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest income:
Loans, including fees	$ 2,478	$ 2,600	$ 4,911	$ 5,193
Investment securities, including dividends
Taxable	189	198	368	407
Tax-exempt	9	29	18	69
Other	11	34	36	73
Total interest income	2,687	2,861	5,333	5,742
Interest expense:
Deposits	174	216	363	468
Borrowings	2	16	3	39
Total interest expense	176	232	366	507
Net interest income	2,511	2,629	4,967	5,235
Less provision for loan losses		44		44
Net interest income after provision for loan losses	2,511	2,585	4,967	5,191
Noninterest income:
Service charges	322	331	618	661
Rental income	84	92	178	181
Cash surrender value of life insurance	57	50	108	100
Realized gain on sale of securities		134		189
Realized gain (loss) on sale of OREO	26	(27)	28	(26)
Gains at foreclosure	5		5
Other income	1	1	3	2
Total noninterest income	495	581	940	1,107
Noninterest expense:
Salaries and employee benefits	1,433	1,408	2,900	2,896
Occupancy and equipment	370	368	742	724
Directors fees	74	81	157	151
Marketing	46	53	88	89
Professional fees	211	242	492	459
Information technology	207	240	421	464
FDIC deposit insurance	126	128	228	264
OREO expense, net	218	48	253	149
Delivery expenses	45	49	84	101
Other	286	268	538	567
Total noninterest expense	3,016	2,885	5,903	5,864
Income (loss) before income taxes	(10)	281	4	434
Income tax expense (benefit)	(3)	98	1	108
Net income (loss)	(7)	183	3	326
Less preferred stock dividends and accretion	59	59	118	119
Net income (loss) available to common stockholders	$ (66)	$ 124	$ (115)	$ 207
Basic and diluted earnings (loss) per share of common stock:	$ (0.03)	$ 0.06	$ (0.06)	$ 0.1
Weighted average shares of common stock outstanding:
Basic and diluted	2,031,337	2,031,337	2,031,337	2,031,337