LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Beginning balance	$ 3,501	$ 3,697	$ 3,499	$ 3,850
Charge-offs	(275)	(144)	(282)	(310)
Recoveries	8	82	17	95
Provision (decrease) increase		44		44
Ending balance	3,234	3,679	3,234	3,679
Commercial
Beginning balance	76	64	90	348
Charge-offs
Recoveries
Provision (decrease) increase	165	(3)	151	(287)
Ending balance	241	61	241	61
Commercial Real Estate
Beginning balance	1,192	1,052	881	971
Charge-offs	(237)		(237)	(57)
Recoveries	2		2
Provision (decrease) increase	(151)	135	160	273
Ending balance	806	1,187	806	1,187
Faith Based Non-Profit
Beginning balance	1,278	1,107	1,246	1,128
Charge-offs
Recoveries				1
Provision (decrease) increase		(16)	32	(38)
Ending balance	1,278	1,091	1,278	1,091
Residential Real Estate
Beginning balance	851	1,309	937	1,299
Charge-offs	(33)	(137)	(33)	(236)
Recoveries	4	80	8	88
Provision (decrease) increase	9	(9)	(81)	92
Ending balance	831	1,243	831	1,243
Consumer
Beginning balance	27	46	30	62
Charge-offs		(7)	(2)	(17)
Recoveries	(4)	2	1	6
Provision (decrease) increase	(1)	5	(7)	(5)
Ending balance	22	46	22	46
Other
Beginning balance	48	52	54	42
Charge-offs	(5)		(10)
Recoveries	6		6
Provision (decrease) increase	(6)	(1)	(7)	9
Ending balance	43	51	43	51
Unallocated
Beginning balance	29	67	261
Charge-offs
Recoveries
Provision (decrease) increase	(16)	(67)	(248)
Ending balance	$ 13		$ 13