CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 30,326	$ 42,586
Investment securities available for sale, at fair value	56,133	60,811
Other invested assets	389	488
Loans, net of unearned income and deferred fees	173,837	175,222
Allowances for loan losses	(3,234)	(3,499)
Loans, net	170,603	171,723
Interest receivable	847	858
Bank premises and equipment, net	4,524	4,683
Cash surrender value of bank-owned life insurance	6,086	5,978
OREO	2,895	3,055
Deferred tax assets and taxes receivable, net	4,551	4,387
Other assets	6,176	1,530
TOTAL ASSETS	282,530	296,099
Deposits
Interest-bearing deposits	193,040	205,921
Noninterest-bearing deposits	47,421	44,958
Total deposits	240,461	250,879
Other borrowings	887	2,937
Other liabilities	5,451	6,004
Total liabilities	246,799	259,820
Stockholders' equity:
Series B Preferred Stock - $1,000 liquidation value per share, 11,735 shares issued and outstanding as of June 30, 2013, and December 31, 2012	11,726	11,725
Common stock, no par value 10,000,000 shares authorized as of June 30, 2013 and December 31, 2012; 2,031,337 shares issued and outstanding as of June 30, 2013 and December 31, 2012	8,732	8,732
Retained earnings	17,115	17,230
Accumulated other comprehensive loss	(1,842)	(1,408)
Total stockholders' equity	35,731	36,279
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 282,530	$ 296,099