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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income:    
Loans, including fees $ 2,454 $ 2,592
Investment securities, including dividends    
Taxable 180 209
Tax-exempt 9 40
Other 24 39
Total interest income 2,667 2,880
Interest expense:    
Deposits 189 252
Borrowings 22 22
Total interest expense 211 274
Net interest income 2,456 2,606
Less provision for loan losses      
Net interest income after provision for loan losses 2,456 2,606
Noninterest income:    
Service charges 297 330
Rental income 95 89
Cash surrender value of life insurance 50 50
Realized gain on sale of securities    54
Realized gain on sale of other real estate owned 2 1
Other income 1 2
Total noninterest income 445 526
Noninterest expense:    
Salaries and employee benefits 1,466 1,488
Occupancy and equipment 375 357
Directors fees 83 70
Marketing 42 36
Professional fees 281 220
Information technology 213 223
FDIC deposit insurance 102 135
OREO expense, net 35 101
Delivery expenses 39 53
Other 251 296
Total noninterest expense 2,887 2,979
Income before income taxes 14 153
Income tax expense 4 12
Net income 10 141
Less preferred stock dividends and accretion (59) (59)
Net income (loss) available to common stockholders $ (49) $ 82
Basic and diluted earnings (loss) per share of common stock: $ (0.02) $ 0.04
Weighted average shares of common stock outstanding:    
Basic and diluted 2,031,337 2,031,337