Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 1) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011
Ending balances: Allowance for loan losses
Individually evaluated for impairment	$ 524	$ 480
Collectively evaluated for impairment	2,977	3,019
Allowances for loan losses	3,501	3,499	3,697	3,850
Ending balances: Loans
Individually evaluated for impairment	26,497	22,203
Collectively evaluated for impairment	153,138	153,019
Loans, net of unearned income and deferred fees	179,635	175,222
Commercial
Ending balances: Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	76	90
Allowances for loan losses	76	90	64	348
Ending balances: Loans
Individually evaluated for impairment
Collectively evaluated for impairment	2,382	3,282
Loans, net of unearned income and deferred fees	2,382	3,282
Commercial Real Estate
Ending balances: Allowance for loan losses
Individually evaluated for impairment	209	87
Collectively evaluated for impairment	983	794
Allowances for loan losses	1,192	881	1,052	971
Ending balances: Loans
Individually evaluated for impairment	7,406	4,837
Collectively evaluated for impairment	46,631	43,332
Loans, net of unearned income and deferred fees	54,037	48,169
Faith Based Non-Profit
Ending balances: Allowance for loan losses
Individually evaluated for impairment	27	44
Collectively evaluated for impairment	1,251	1,202
Allowances for loan losses	1,278	1,246	1,108	1,128
Ending balances: Loans
Individually evaluated for impairment	14,761	14,907
Collectively evaluated for impairment	71,317	70,990
Loans, net of unearned income and deferred fees	86,078	85,897
Residential Real Estate
Ending balances: Allowance for loan losses
Individually evaluated for impairment	288	349
Collectively evaluated for impairment	563	588
Allowances for loan losses	851	937	1,307	1,299
Ending balances: Loans
Individually evaluated for impairment	4,316	2,443
Collectively evaluated for impairment	28,937	31,331
Loans, net of unearned income and deferred fees	33,253	33,774
Consumer
Ending balances: Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	27	30
Allowances for loan losses	27	30	46	62
Ending balances: Loans
Individually evaluated for impairment	14	16
Collectively evaluated for impairment	1,218	1,330
Loans, net of unearned income and deferred fees	1,232	1,346
Other
Ending balances: Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	48	54
Allowances for loan losses	48	54	52	42
Ending balances: Loans
Individually evaluated for impairment
Collectively evaluated for impairment	2,653	2,754
Loans, net of unearned income and deferred fees	2,653	2,754
Unallocated
Ending balances: Allowance for loan losses
Individually evaluated for impairment
Collectively evaluated for impairment	29	261
Allowances for loan losses	29	261	68
Ending balances: Loans
Individually evaluated for impairment
Collectively evaluated for impairment
Loans, net of unearned income and deferred fees