LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative) (USD $) In Thousands, unless otherwise specified	3 Months Ended		12 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Mar. 31, 2013	Dec. 31, 2012
Annualized Net Charge-offs, percentage	0.00%	0.35%		0.27%
Net charge-offs	$ (2)	$ 153
Concentration risk - percentage of financing receivables in faith-based non-profit organizations	47.92%
Concentration risk - percentage of reserve allocated to faith-based non-profit organizations	36.50%
Impaired loans - including homogeneous first mortgage residential loans	26,500		26,500	23,400
Non-accrual impaired loans	8,600		8,600	8,700
Recorded investment, homogeneous first mortage residential real estate				1,900
Total Impaired loans				24,100
Recorded investment, TDR total impaired loans	21,100	20,000	21,100	20,200
Reserve for unfunded commitments	30		30	54
Unrecognized income on non-accrual loans	1,200		1,200	1,900
TDR Loans restructed	0	1,400	3,200
Restructured loans, subsequently defaulted			169
Loans restructured	$ 8,000		$ 8,000