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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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MIC-Info: RSA-MD5,RSA,
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<SEC-DOCUMENT>9999999997-05-015318.txt : 20050329
<SEC-HEADER>9999999997-05-015318.hdr.sgml : 20050329
<ACCEPTANCE-DATETIME>20050329115257
<PAPER>
ACCESSION NUMBER:		9999999997-05-015318
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20041231
FILED AS OF DATE:		20050328
DATE AS OF CHANGE:		20050329
EFFECTIVENESS DATE:		20050328

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ZIONS BANCORPORATION /UT/
		CENTRAL INDEX KEY:			0000109380
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				870227400
		STATE OF INCORPORATION:			UT
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12307
		FILM NUMBER:		05048939

	BUSINESS ADDRESS:	
		STREET 1:		ONE SOUTH MAIN STREET
		STREET 2:		SUITE 1134
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84111
		BUSINESS PHONE:		8015244787

	MAIL ADDRESS:	
		STREET 1:		ONE SOUTH MAIN STREET
		STREET 2:		SUITE 1134
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84111

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ZIONS UTAH BANCORPORATION
		DATE OF NAME CHANGE:	19870615

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ZIONS FIRST NATIONAL INVESTMENT CO
		DATE OF NAME CHANGE:	19660921
</SEC-HEADER>
<DOCUMENT>
<TYPE>ARS
<SEQUENCE>1
<FILENAME>9999999997-05-015318.paper
<DESCRIPTION>AUTO-GENERATED PAPER DOCUMENT
<TEXT>
This document was generated as part of a paper submission.
Please reference the Document Control Number 05048939 for access to the original document.
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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