
	Zions Bank									CB&T								Amegy
*(In millions)*	2011			2010			2009			2011			2010		2009			2011			2010		2009

Net interest income	$	703.0		$	724.7		$	690.4		$	509.3		$	495.6	$	465.3		$	384.5		$	392.3	$	385.7
Provision for loan losses		128.3			350.6			400.4			(9.5	)		149.9		251.5			(37.5	)		118.7		406.1

Net interest income after provision for loan losses		574.7			374.1			290.0			518.8			345.7		213.8			422.0			273.6		(20.4	)
Net impairment losses on investment securities		(0.3	)		–			(35.2	)		(0.5	)		–		(31.8	)		–			–		–
Loss on sale of investment securities to Parent		–			(54.8	)		(75.8	)		(43.9	)		–		(288.1	)		–			–		–
Valuation losses on securities purchased		–			–			(203.0	)		–			–		–			–			–		(7.5	)
Gain on subordinated debt modification		–			–			–			–			–		–			–			–		–
Acquisition related gains		–			–			–			–			–		152.7			–			–		–
Other noninterest income		199.5			193.9			199.3			103.0			100.3		152.8			145.1			143.0		136.1
Noninterest expense		547.4			576.8			522.5			355.0			346.9		295.2			325.0			334.9		345.6
Impairment loss on goodwill		–			–			–			–			–		–			–			–		633.3

Income (loss) before income taxes		226.5			(63.6	)		(347.2	)		222.4			99.1		(95.8	)		242.1			81.7		(870.7	)
Income tax expense (benefit)		76.0			(15.3	)		(144.4	)		88.0			40.3		(45.6	)		80.5			23.1		(90.3	)

Net income (loss)		150.5			(48.3	)		(202.8	)		134.4			58.8		(50.2	)		161.6			58.6		(780.4	)
Net income (loss) applicable to noncontrolling interests		–			0.1			0.1			–			–		–			–			–		–

Net income (loss) applicable to controlling interest		150.5			(48.4	)		(202.9	)		134.4			58.8		(50.2	)		161.6			58.6		(780.4	)
Preferred stock dividends		–			–			–			(6.6	)		–		(0.9	)		(12.2	)		–		(1.5	)
Preferred stock redemption		–			–			–			–			–		–			–			–		–

Net earnings (loss) applicable to common shareholders	$	150.5		$	(48.4	)	$	(202.9	)	$	127.8		$	58.8	$	(51.1	)	$	149.4		$	58.6	$	(781.9	)

Total assets	$	17,531		$	16,157		$	17,652		$	10,894		$	10,766	$	11,097		$	12,282		$	11,406	$	11,145
Net loans and leases¹		12,751			12,898			13,990			8,392			8,444		8,951			7,918			7,466		8,262
Total deposits		14,905			13,631			13,823			9,192			9,219		9,760			9,731			8,906		8,880
Shareholder's equity:
Preferred equity		480			480			460			262			262		262			488			488		376
Common equity		1,379			1,269			1,282			1,270			1,174		1,120			1,630			1,493		1,435
Noncontrolling interests		–			–			–			–			–		–			–			–		–
Total shareholder's equity		1,859			1,749			1,742			1,532			1,436		1,382			2,118			1,981		1,811


	NBA								NSB									Vectra
*(In millions)*	2011		2010			2009			2011			2010			2009			2011			2010			2009

Net interest income	$	172.3	$	177.4		$	179.1		$	135.0		$	138.4		$	140.0		$	104.3		$	108.5		$	105.3
Provision for loan losses		9.6		53.4			291.7			(38.3	)		133.3			563.7			14.0			28.2			78.5

Net interest income after provision for loan losses		162.7		124.0			(112.6	)		173.3			5.1			(423.7	)		90.3			80.3			26.8
Net impairment losses on investment securities		–		–			–			–			–			(3.3	)		(0.8	)		(1.3	)		(5.3	)
Loss on sale of investment securities to Parent		–		–			–			–			–			(11.8	)		(28.9	)		–			–
Valuation losses on securities purchased		–		–			–			–			–			–			–			–			–
Gain on subordinated debt modification		–		–			–			–			–			–			–			–			–
Acquisition related gains		–		–			–			–			–			16.5			–			–			–
Other noninterest income		34.2		32.9			44.0			37.4			38.4			60.8			21.7			29.5			31.4
Noninterest expense		154.7		169.9			170.0			139.3			152.0			180.6			100.7			92.5			96.4
Impairment loss on goodwill		–		–			–			–			–			–			–			–			–

Income (loss) before income taxes		42.2		(13.0	)		(238.6	)		71.4			(108.5	)		(542.1	)		(18.4	)		16.0			(43.5	)
Income tax expense (benefit)		16.7		(5.1	)		(94.4	)		24.8			(38.2	)		(190.1	)		(8.3	)		9.4			(17.9	)

Net income (loss)		25.5		(7.9	)		(144.2	)		46.6			(70.3	)		(352.0	)		(10.1	)		6.6			(25.6	)
Net income (loss) applicable to noncontrolling interests		–		–			–			–			–			–			–			–			–

Net income (loss) applicable to controlling interest		25.5		(7.9	)		(144.2	)		46.6			(70.3	)		(352.0	)		(10.1	)		6.6			(25.6	)
Preferred stock dividends		–		–			–			–			–			–			–			–			(0.2	)
Preferred stock redemption		–		–			–			–			–			–			–			–			–

Net earnings (loss) applicable to common shareholders	$	25.5	$	(7.9	)	$	(144.2	)	$	46.6		$	(70.3	)	$	(352.0	)	$	(10.1	)	$	6.6		$	(25.8	)

Total assets	$	4,485	$	4,397		$	4,524		$	4,100		$	4,017		$	4,187		$	2,341		$	2,299		$	2,440
Net loans and leases¹		3,304		3,277			3,609			2,235			2,399			2,752			1,914			1,812			1,981
Total deposits		3,731		3,696			3,784			3,546			3,424			3,526			2,004			1,923			2,005
Shareholder's equity:
Preferred equity		305		305			405			260			360			360			70			70			65
Common equity		350		322			228			273			225			296			200			200			199
Noncontrolling interests		–		–			–			–			–			–			–			–			–
Total shareholder's equity		655		627			633			533			585			656			270			270			264


	TCBW									Other									Consolidated Company
*(In millions)*	2011			2010			2009			2011			2010			2009			2011			2010			2009
Net interest income	$	30.3		$	30.0		$	32.1		$	(266.2	)	$	(339.5	)	$	(100.4	)	$	1,772.5		$	1,727.4		$	1,897.5
Provision for loan losses		7.8			17.4			22.5			–			0.6			2.5			74.4			852.1			2,016.9

Net interest income after provision for loan losses		22.5			12.6			9.6			(266.2	)		(340.1	)		(102.9	)		1,698.1			875.3			(119.4	)
Net impairment losses on investment securities		–			(0.7	)		(1.1	)		(32.1	)		(83.4	)		(203.8	)		(33.7	)		(85.4	)		(280.5	)
Loss on sale of investment securities to Parent		(4.8	)		–			–			77.6			54.8			375.7			–			–			–
Valuation losses on securities purchased		–			–			–			–			–			(1.6	)		–			–			(212.1	)
Gain on subordinated debt modification		–			–			–			–			–			508.9			–			–			508.9
Acquisition related gains		–			–			–			–			–			–			–			–			169.2
Other noninterest income		2.8			2.6			9.4			(28.2	)		(14.7	)		(15.2	)		515.5			525.9			618.6
Noninterest expense		16.7			15.6			15.9			19.9			30.3			45.3			1,658.7			1,718.9			1,671.5
Impairment loss on goodwill		–			–			–			–			–			2.9			–			–			636.2

Income (loss) before income taxes		3.8			(1.1	)		2.0			(268.8	)		(413.7	)		512.9			521.2			(403.1	)		(1,623.0	)
Income tax expense (benefit)		1.1			(0.6	)		0.4			(80.3	)		(120.4	)		181.0			198.5			(106.8	)		(401.3	)

Net income (loss)		2.7			(0.5	)		1.6			(188.5	)		(293.3	)		331.9			322.7			(296.3	)		(1,221.7	)
Net income (loss) applicable to noncontrolling interests		–			–			–			(1.1	)		(3.7	)		(5.7	)		(1.1	)		(3.6	)		(5.6	)

Net income (loss) applicable to controlling interest		2.7			(0.5	)		1.6			(187.4	)		(289.6	)		337.6			323.8			(292.7	)		(1,216.1	)
Preferred stock dividends		–			–			–			(151.6	)		(122.9	)		(100.3	)		(170.4	)		(122.9	)		(102.9	)
Preferred stock redemption		–			–			–			–			3.1			84.6			–			3.1			84.6

Net earnings (loss) applicable to common shareholders	$	2.7		$	(0.5	)	$	1.6		$	(339.0	)	$	(409.4	)	$	321.9		$	153.4		$	(412.5	)	$	(1,234.4	)

Total assets	$	874		$	850		$	835		$	642		$	1,143		$	(757	)	$	53,149		$	51,035		$	51,123
Net loans and leases¹		562			572			578			69			(121	)		66			37,145			36,747			40,189
Total deposits		693			662			632			(926	)		(526	)		(569	)		42,876			40,935			41,841
Shareholder's equity:
Preferred equity		15			15			15			497			77			(440	)		2,377			2,057			1,503
Common equity		75			69			69			(569	)		(161	)		(439	)		4,608			4,591			4,190
Noncontrolling interests		–			–			–			(2	)		(1	)		17			(2	)		(1	)		17
Total shareholder's equity		90			84			84			(74	)		(85	)		(862	)		6,983			6,647			5,710

¹	Net of unearned income and fees, net of related costs.