-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, IiDDj3lH/DSTGzgIyIL+560vB9N3OynasDNnbkjDEcOyI7Vq1+MsSNygBkKN2gLy 2Z2wlLor0NjECuveUKheaQ== 0001193125-07-207477.txt : 20070926 0001193125-07-207477.hdr.sgml : 20070926 20070926061722 ACCESSION NUMBER: 0001193125-07-207477 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20070926 ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20070926 DATE AS OF CHANGE: 20070926 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ZIONS BANCORPORATION /UT/ CENTRAL INDEX KEY: 0000109380 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 870227400 STATE OF INCORPORATION: UT FISCAL YEAR END: 0507 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-12307 FILM NUMBER: 071135430 BUSINESS ADDRESS: STREET 1: ONE SOUTH MAIN STREET STREET 2: 15TH FLOOR CITY: SALT LAKE CITY STATE: UT ZIP: 84111 BUSINESS PHONE: 8015244787 MAIL ADDRESS: STREET 1: ONE SOUTH MAIN STREET STREET 2: 15TH FLOOR CITY: SALT LAKE CITY STATE: UT ZIP: 84111 FORMER COMPANY: FORMER CONFORMED NAME: ZIONS UTAH BANCORPORATION DATE OF NAME CHANGE: 19870615 FORMER COMPANY: FORMER CONFORMED NAME: ZIONS FIRST NATIONAL INVESTMENT CO DATE OF NAME CHANGE: 19660921 8-K 1 d8k.htm 8-K 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) September 26, 2007

ZIONS BANCORPORATION

(Exact name of registrant as specified in its charter)

 

UTAH

 

001-12307

 

87-0227400

(State of Incorporation)   (Commission File Number)   (IRS Employer Identification No.)

 

ONE SOUTH MAIN, SUITE 1500,

SALT LAKE CITY, UTAH

 

84111

(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code 801-524-4787

N/A

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

 

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))

 



Item 7.01 Regulation FD Disclosure

Attached is a copy of a presentation which will be used by Doyle L. Arnold, vice chairman and chief financial officer, at the RBC Capital Markets 2007 Financial Institutions Conference on September 26, 2007.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits.

The following exhibit is furnished as part of this Current Report on Form 8-K:

Exhibit 99.1 RBC Capital Markets 2007 Financial Institutions Presentation dated September 26, 2007

S I G N A T U R E S

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

ZIONS BANCORPORATION
By:  

/s/ THOMAS E. LAURSEN

Name:   Thomas E. Laursen
Title:   Executive Vice President and General Counsel

Dated: September 26, 2007

EX-99.1 2 dex991.htm RBC CAPITAL MARKETS 2007 FINANCIAL INSTITUTIONS PRESENTATIONS RBC Capital Markets 2007 Financial Institutions Presentations
ZIONS BANCORPORATION
Credit Quality Outlook
Evidence of continued weakening in residential
construction activity and land values in the Southwest
Expect increase from historically low levels of NPAs
and NCOs -
3Q net charge-offs of approximately 18
bp
annualized
Provision increases driven by reserve strengthening
in light of softening conditions
3Q loan loss provision of approximately 48 bp
annualized
Future provisions likely to be higher than 2Q
RBC Capital Markets Conference –
26 Sep 2007
Exhibit 99.1
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