Operating Segment Information (Tables)

3 Months Ended

Mar. 31, 2023

The following schedule presents selected operating segment information for the three months ended March 31, 2023 and 2022:


	Zions Bank				CB&T				Amegy
(In millions)	2023		2022		2023		2022		2023		2022
SELECTED INCOME STATEMENT DATA
Net interest income	$	185	$	157	$	160	$	129	$	124	$	112
Provision for credit losses	24		(2)		—		6		11		(27)
Net interest income after provision for credit losses	161		159		160		123		113		139
Noninterest income	50		46		24		24		41		37
Noninterest expense	135		123		92		84		98		86
Income (loss) before income taxes	$	76	$	82	$	92	$	63	$	56	$	90
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	13,978	$	12,817	$	14,016	$	12,845	$	12,844	$	11,795
Total average deposits	20,953		26,120		14,644		16,468		13,287		16,413

	NBAZ				NSB				Vectra
(In millions)	2023		2022		2023		2022		2023		2022
SELECTED INCOME STATEMENT DATA
Net interest income	$	64	$	51	$	51	$	37	$	41	$	33
Provision for credit losses	(1)		(4)		4		(3)		3		(4)
Net interest income after provision for credit losses	65		55		47		40		38		37
Noninterest income	10		11		11		12		7		8
Noninterest expense	47		40		41		37		33		30
Income (loss) before income taxes	$	28	$	26	$	17	$	15	$	12	$	15
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	5,150	$	4,774	$	3,327	$	2,817	$	3,983	$	3,398
Total average deposits	7,179		7,953		6,972		7,437		3,707		4,298

	TCBW				Other				Consolidated Bank
(In millions)	2023		2022		2023		2022		2023		2022
SELECTED INCOME STATEMENT DATA
Net interest income	$	16	$	14	$	38	$	11	$	679	$	544
Provision for credit losses	2		—		2		1		45		(33)
Net interest income after provision for credit losses	14		14		36		10		634		577
Noninterest income	2		1		15		3		160		142
Noninterest expense	6		6		60		58		512		464
Income (loss) before income taxes	$	10	$	9	$	(9)	$	(45)	$	282	$	255
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	1,711	$	1,591	$	1,144	$	896	$	56,153	$	50,933
Total average deposits	1,383		1,581		2,031		1,335		70,156		81,605