Revenue Recognition (Tables)

3 Months Ended

Mar. 31, 2023

Revenue Recognition and Deferred Revenue [Abstract]

Disaggregation of Revenue

The schedule below presents net revenue by our operating business segments for the three months ended March 31, 2023 and 2022.

	Zions Bank				CB&T				Amegy
(In millions)	2023		2022		2023		2022		2023		2022
Commercial account fees	$	14	$	15	$	7	$	7	$	14	$	11
Card fees	13		13		5		5		8		8
Retail and business banking fees	5		6		3		3		3		4
Capital markets fees	—		—		—		—		—		—
Wealth management fees	6		6		1		1		4		4
Other customer-related fees	2		2		1		1		2		1
Total noninterest income from contracts with customers (ASC 606)	40		42		17		17		31		28
Other noninterest income (non-ASC 606 customer-related)	7		4		5		6		8		9
Total customer-related noninterest income	47		46		22		23		39		37
Other noncustomer-related noninterest income	3		—		2		1		2		—
Total noninterest income	50		46		24		24		41		37
Net interest income	185		157		160		129		124		112
Total net revenue	$	235	$	203	$	184	$	153	$	165	$	149
	NBAZ				NSB				Vectra
(In millions)	2023		2022		2023		2022		2023		2022
Commercial account fees	$	2	$	2	$	3	$	3	$	2	$	2
Card fees	4		4		4		3		2		2
Retail and business banking fees	2		2		3		3		1		1
Capital markets fees	—		—		—		—		—		—
Wealth management fees	1		1		1		1		—		—
Other customer-related fees	—		—		—		—		1		1
Total noninterest income from contracts with customers (ASC 606)	9		9		11		10		6		6
Other noninterest income (non-ASC 606 customer-related)	1		1		—		2		1		2
Total customer-related noninterest income	10		10		11		12		7		8
Other noncustomer-related noninterest income	—		1		—		—		—		—
Total noninterest income	10		11		11		12		7		8
Net interest income	64		51		51		37		41		33
Total net revenue	$	74	$	62	$	62	$	49	$	48	$	41
	TCBW				Other				Consolidated Bank
(In millions)	2023		2022		2023		2022		2023		2022
Commercial account fees	$	1	$	1	$	—	$	—	$	43	$	41
Card fees	1		—		(1)		1		36		36
Retail and business banking fees	—		—		(1)		—		16		19
Capital markets fees	—		—		1		1		1		1
Wealth management fees	—		—		—		—		13		13
Other customer-related fees	—		—		9		9		15		14
Total noninterest income from contracts with customers (ASC 606)	2		1		8		11		124		124
Other noninterest income (non-ASC 606 customer-related)	—		—		5		3		27		27
Total customer-related noninterest income	2		1		13		14		151		151
Other noncustomer-related noninterest income	—		—		2		(11)		9		(9)
Total noninterest income	2		1		15		3		160		142
Net interest income	16		14		38		11		679		544
Total net revenue	$	18	$	15	$	53	$	14	$	839	$	686