Revenue Recognition (Tables)

12 Months Ended

Dec. 31, 2022

Revenue Recognition and Deferred Revenue [Abstract]

Disaggregation of Revenue

The schedule below presents net revenue by our operating business segments. Certain prior period amounts have been reclassified to conform with the current period presentation, where applicable. These reclassifications did not affect net income or shareholders’ equity.

	Zions Bank						CB&T						Amegy
(In millions)	2022		2021		2020		2022		2021		2020		2022		2021		2020
Commercial account fees	$	53	$	46	$	43	$	28	$	25	$	23	$	46	$	40	$	42
Card fees	55		58		50		20		17		13		33		29		24
Retail and business banking fees	22		22		21		12		12		11		16		15		15
Capital markets and foreign exchange fees	—		—		(2)		—		—		—		—		—		—
Wealth management fees	22		21		17		4		5		4		15		13		10
Other customer-related fees	8		7		7		6		4		5		7		6		7
Total noninterest income from contracts with customers (ASC 606)	160		154		136		70		63		56		117		103		98
Other noninterest income (non-ASC 606 customer-related)	19		21		23		34		34		36		40		36		34
Total customer-related noninterest income	179		175		159		104		97		92		157		139		132
Other noncustomer-related noninterest income	5		10		(1)		4		5		3		1		2		1
Total noninterest income	184		185		158		108		102		95		158		141		133
Other real estate owned gain from sale	—		—		—		—		—		1		—		—		—
Net interest income	741		633		650		595		536		512		513		462		485
Total net revenue	$	925	$	818	$	808	$	703	$	638	$	608	$	671	$	603	$	618

	NBAZ						NSB						Vectra
(In millions)	2022		2021		2020		2022		2021		2020		2022		2021		2020
Commercial account fees	$	9	$	7	$	7	$	11	$	9	$	8	$	8	$	7	$	6
Card fees	15		11		10		15		12		10		9		6		5
Retail and business banking fees	9		9		8		10		10		9		4		4		4
Capital markets and foreign exchange fees	—		—		—		—		—		—		—		—		—
Wealth management fees	3		3		2		5		4		3		1		2		1
Other customer-related fees	2		1		1		1		1		1		3		2		3
Total noninterest income from contracts with customers (ASC 606)	38		31		28		42		36		31		25		21		19
Other noninterest income (non-ASC 606 customer-related)	8		13		12		6		14		12		6		12		13
Total customer-related noninterest income	46		44		40		48		50		43		31		33		32
Other noncustomer-related noninterest income	2		2		1		—		—		—		—		—		—
Total noninterest income	48		46		41		48		50		43		31		33		32
Other real estate owned gain from sale	—		—		—		—		—		—		—		—		—
Net interest income	241		204		216		183		146		146		153		136		135
Total net revenue	$	289	$	250	$	257	$	231	$	196	$	189	$	184	$	169	$	167

	TCBW						Other						Consolidated Bank
(In millions)	2022		2021		2020		2022		2021		2020		2022		2021		2020
Commercial account fees	$	2	$	2	$	1	$	2	$	1	$	2	$	159	$	137	$	132
Card fees	2		1		1		—		1		—		149		135		113
Retail and business banking fees	—		—		—		—		1		—		73		73		68
Capital markets and foreign exchange fees	—		—		—		4		6		7		4		6		5
Wealth management fees	—		—		—		1		(2)		1		51		46		38
Other customer-related fees	1		1		1		31		30		21		59		52		46
Total noninterest income from contracts with customers (ASC 606)	5		4		3		38		37		31		495		449		402
Other noninterest income (non-ASC 606 customer-related)	2		2		2		4		(6)		15		119		126		147
Total customer-related noninterest income	7		6		5		42		31		46		614		575		549
Other noncustomer-related noninterest income	—		—		—		6		109		21		18		128		25
Total noninterest income	7		6		5		48		140		67		632		703		574
Other real estate owned gain from sale	—		—		—		—		—		—		—		—		1
Net interest income	63		53		52		31		38		20		2,520		2,208		2,216
Total net revenue	$	70	$	59	$	57	$	79	$	178	$	87	$	3,152	$	2,911	$	2,791