Operating Segment Information (Tables)

6 Months Ended

Jun. 30, 2022

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

The following schedule presents selected operating segment information for the three months ended June 30, 2022 and 2021:

	Zions Bank				CB&T				Amegy
(In millions)	2022		2021		2022		2021		2022		2021
SELECTED INCOME STATEMENT DATA
Net interest income	$	170	$	158	$	142	$	133	$	120	$	116
Provision for credit losses	1		(8)		16		(32)		5		(45)
Net interest income after provision for credit losses	169		166		126		165		115		161
Noninterest income	49		46		27		25		42		35
Noninterest expense	125		113		84		76		88		84
Income (loss) before income taxes	$	93	$	99	$	69	$	114	$	69	$	112
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	13,120	$	13,248	$	12,895	$	13,053	$	11,934	$	12,452
Total average deposits	25,035		22,862		16,663		15,602		16,253		15,350
	NBAZ				NSB				Vectra
(In millions)	2022		2021		2022		2021		2022		2021
SELECTED INCOME STATEMENT DATA
Net interest income	$	55	$	53	$	39	$	37	$	35	$	35
Provision for credit losses	6		(14)		3		(12)		10		(11)
Net interest income after provision for credit losses	49		67		36		49		25		46
Noninterest income	11		11		12		12		8		8
Noninterest expense	42		37		37		36		30		29
Income (loss) before income taxes	$	18	$	41	$	11	$	25	$	3	$	25
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	4,888	$	4,950	$	2,914	$	3,120	$	3,527	$	3,476
Total average deposits	8,447		7,036		7,546		6,552		4,189		4,388
	TCBW				Other				Consolidated Bank
(In millions)	2022		2021		2022		2021		2022		2021
SELECTED INCOME STATEMENT DATA
Net interest income	$	15	$	14	$	17	$	9	$	593	$	555
Provision for credit losses	1		(1)		(1)		—		41		(123)
Net interest income after provision for credit losses	14		15		18		9		552		678
Noninterest income	2		2		21		66		172		205
Noninterest expense	6		5		52		48		464		428
Income (loss) before income taxes	$	10	$	12	$	(13)	$	27	$	260	$	455
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	1,579	$	1,606	$	927	$	865	$	51,784	$	52,770
Total average deposits	1,547		1,500		1,207		1,350		80,887		74,640

The following schedule presents selected operating segment information for the six months ended June 30, 2022 and 2021:

	Zions Bank				CB&T				Amegy
(In millions)	2022		2021		2022		2021		2022		2021
SELECTED INCOME STATEMENT DATA
Net interest income	$	326	$	315	$	271	$	263	$	232	$	231
Provision for credit losses	—		(19)		22		(69)		(22)		(98)
Net interest income after provision for credit losses	326		334		249		332		254		329
Noninterest income	95		85		51		49		79		67
Noninterest expense	248		231		168		156		175		169
Income (loss) before income taxes	$	173	$	188	$	132	$	225	$	158	$	227
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	12,969	$	13,488	$	12,870	$	13,052	$	11,865	$	12,577
Total average deposits	25,574		22,289		16,566		15,393		16,333		14,800
	NBAZ				NSB				Vectra
(In millions)	2022		2021		2022		2021		2022		2021
SELECTED INCOME STATEMENT DATA
Net interest income	$	106	$	105	$	77	$	73	$	68	$	68
Provision for credit losses	2		(24)		—		(30)		6		(11)
Net interest income after provision for credit losses	104		129		77		103		62		79
Noninterest income	23		22		25		25		16		16
Noninterest expense	82		75		74		72		59		57
Income (loss) before income taxes	$	45	$	76	$	28	$	56	$	19	$	38
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	4,831	$	5,029	$	2,866	$	3,183	$	3,463	$	3,463
Total average deposits	8,201		6,791		7,492		6,312		4,243		4,334
	TCBW				Other				Consolidated Bank
(In millions)	2022		2021		2022		2021		2022		2021
SELECTED INCOME STATEMENT DATA
Net interest income	$	28	$	27	$	29	$	18	$	1,137	$	1,100
Provision for credit losses	1		(3)		(1)		(1)		8		(255)
Net interest income after provision for credit losses	27		30		30		19		1,129		1,355
Noninterest income	3		3		22		107		314		374
Noninterest expense	12		11		110		92		928		863
Income (loss) before income taxes	$	18	$	22	$	(58)	$	34	$	515	$	866
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans	$	1,585	$	1,590	$	911	$	833	$	51,360	$	53,215
Total average deposits	1,564		1,449		1,271		1,684		81,244		73,052