Income Taxes	3 Months Ended
Income Taxes	Mar. 31, 2021
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXES The effective income tax rate of 21.7% for the first quarter of 2021 was higher than the 2020 first quarter rate of 12.5%. The income tax rates for 2021 and 2020 were reduced by nontaxable municipal interest income and nontaxable income from certain bank-owned life insurance, and were increased by the non-deductibility of Federal Deposit Insurance Corporation (“FDIC”) premiums, certain executive compensation, and other fringe benefits. Further, the 2020 tax rate was reduced as a result of the proportional increase in nontaxable items and tax credits relative to pretax book income when compared with 2021. We had a net deferred tax liability (“DTL”) balance of $16 million at March 31, 2021, compared with $3 million at December 31, 2020. The increase in net DTL resulted primarily from net charge-offs exceeding the provision for loan losses and a decrease in accrued compensation. A decrease in unrealized gains in OCI, related to securities, offset some of the overall increase in DTL. We had no valuation allowance at March 31, 2021 or December 31, 2020. We evaluate the DTAs on a regular basis to determine whether a valuation allowance is required. In conducting this evaluation, we have considered all available evidence, both positive and negative, based on the more likely than not criteria that such assets will be realized. This evaluation includes, but is not limited to: (1) available carryback potential to prior tax years; (2) potential future reversals of existing deferred tax liabilities, which historically have a reversal pattern generally consistent with DTAs; (3) potential tax planning strategies; and (4) future projected taxable income. Based on this evaluation, and considering the weight of the positive evidence compared with the negative evidence, we have concluded that a valuation allowance was not required as of March 31, 2021.

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.