Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 576	$ 705
Money market investments:
Interest-bearing deposits	856	743
Federal funds sold and security resell agreements	2,804	484
Investment securities:
Held-to-maturity, at amortized cost	592	592
Available-for-sale, at fair value	14,662	13,725
Trading account, at fair value	198	182
Total securities	15,452	14,499
Loans held for sale	89	129
Loans held for investment, net of allowance
Loans and leases, net of unearned income and fees	54,745	48,709
Less allowance for loan losses	853	495
Loans held for investment, net of allowance	53,892	48,214
Other noninterest-bearing investments	830	898
Premises, equipment and software, net	1,187	1,142
Goodwill and intangibles	1,016	1,014
Other real estate owned	6	8
Other assets	1,649	1,336
Total Assets	78,357	69,172
LIABILITIES AND SHAREHOLDERS’ EQUITY
Noninterest-bearing demand	31,338	23,576
Interest-bearing:
Savings and money market	32,305	28,790
Time	3,451	4,719
Total deposits	67,094	57,085
Federal funds purchased and other short-term borrowings	1,252	2,053
Long-term debt	1,347	1,723
Reserve for unfunded lending commitments	64	59
Other liabilities	932	899
Total liabilities	70,689	61,819
Shareholders’ equity:
Preferred stock, without par value; authorized 4,400 shares	566	566
Common stock ($0.001 par value; authorized 350,000 shares; issued and outstanding 164,009 and 165,057 shares) and additional paid-in capital	2,680	2,735
Retained earnings	4,090	4,009
Accumulated other comprehensive income (loss)	332	43
Total shareholders’ equity	7,668	7,353
Total liabilities and shareholders’ equity	$ 78,357	$ 69,172