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Income Taxes (Tables)
12 Months Ended
Dec. 31, 2018
Significant Change in Unrecognized Tax Benefits is Reasonably Possible [Line Items]  
Schedule Of Income Taxes (Benefit)
(In millions)
2018
 
2017
 
2016
Federal:
 
 
 
 
 
Current
$
210

 
$
166

 
$
217

Deferred
(1
)
 
146

 
(4
)
Total Federal
209

 
312

 
213

State:
 
 
 
 
 
Current
49

 
24

 
27

Deferred
1

 
8

 
(4
)
Total State
50

 
32

 
23

Total
$
259

 
$
344

 
$
236

Schedule Of Statutory Federal Income Tax Rate Reconciles To Actual Income Tax Expense (Benefit)
(In millions)
2018
 
2017
 
2016
 
 
 
 
 
 
Income tax expense at statutory federal rate
$
240

 
$
327

 
$
247

State income taxes including credits, net
40

 
21

 
15

Other nondeductible expenses
15

 
3

 
3

Nontaxable income
(24
)
 
(33
)
 
(25
)
Share-based compensation
(7
)
 
(8
)
 

Tax credits and other taxes

 
1

 
(2
)
Tax Cuts and Jobs Act of 2017
(2
)
 
47

 

Other
(3
)
 
(14
)
 
(2
)
Total
$
259

 
$
344

 
$
236

Schedule Of Tax Effects Of Deferred Tax Assets And Deferred Tax Liabilities
(In millions)
December 31,
2018
 
2017
Gross deferred tax assets:
 
 
 
Book loan loss deduction in excess of tax
$
137

 
$
143

Pension and postretirement
7

 
8

Deferred compensation
70

 
48

Security investments and derivative fair value adjustments
78

 
40

Net operating losses, capital losses and tax credits
2

 
2

FDIC-supported transactions

 
2

Other
31

 
34

 
325

 
277

Valuation allowance

 
(2
)
Total deferred tax assets
325

 
275

Gross deferred tax liabilities:
 
 
 
Premises and equipment, due to differences in depreciation
(61
)
 
(51
)
Federal Home Loan Bank stock dividends
(2
)
 
(3
)
Leasing operations
(54
)
 
(52
)
Prepaid expenses
(6
)
 
(5
)
Prepaid pension reserves
(12
)
 
(11
)
Mortgage servicing
(8
)
 
(7
)
Subordinated debt modification

 
(9
)
Deferred loan fees
(27
)
 
(23
)
Equity investments
(25
)
 
(21
)
Total deferred tax liabilities
(195
)
 
(182
)
Net deferred tax assets
$
130

 
$
93

Schedule Of Reconciliation Of Gross Unrecognized Tax Benefits
(In millions)
2018
 
2017
 
2016
 
 
 
 
 
 
Balance at beginning of year
$
6

 
$
4

 
$
5

Tax positions related to current year:
 
 
 
 
 
Additions
1

 
1

 
1

Reductions

 

 

Tax positions related to prior years:
 
 
 
 
 
Additions
1

 
1

 
1

Reductions

 

 

Settlements with taxing authorities

 

 

Lapses in statutes of limitations

 

 
(3
)
Balance at end of year
$
8

 
$
6

 
$
4