DEPOSITS

At December 31, 2018, the scheduled maturities of all time deposits were as follows:



(In millions)
2019	$	3,791
2020	333
2021	99
2022	51
2023	62
Thereafter	—
Total	$	4,336

The contractual maturities of time deposits with a denomination of $100,000 and over were as follows:



(In millions)	December 31, 2018

Three months or less	$	1,114
After three months through six months	993
After six months through twelve months	1,060
After twelve months	307
Total	$	3,474

Time deposits in denominations that meet or exceed the current Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 were $2.8 billion and $1.9 billion at December 31, 2018 and 2017, respectively. Time deposits under $250,000 were $1.5 billion and $1.2 billion at December 31, 2018 and 2017, respectively. Deposit overdrafts reclassified as loan balances were $12 million and $14 million at December 31, 2018 and 2017, respectively.