

(In millions)	Zions Bank									CB&T									Amegy
(In millions)	2013			2012			2011			2013			2012			2011			2013		2012			2011
CONDENSED INCOME STATEMENT
Net interest income	$	595.0		$	657.1		$	683.3		$	469.0		$	466.7		$	506.9		$	381.5	$	371.5		$	391.2
Provision for loan losses	(40.5		)	88.3			128.3			(16.7		)	(7.9		)	(9.5		)	4.2		(63.9		)	(37.4		)
Net interest income after provision for loan losses	635.5			568.8			555.0			485.7			474.6			516.4			377.3		435.4			428.6
Net impairment losses on investment securities	(7.7		)	(3.2		)	(0.3		)	—			—			(0.5		)	—		—			—
Loss on sale of investment securities to Parent	—			—			—			—			(9.2		)	(43.9		)	—		—			—
Other noninterest income	199.9			221.4			219.2			79.3			75.3			105.4			146.4		156.1			138.4
Noninterest expense	481.4			493.1			547.4			352.4			330.2			355.0			333.4		340.2			324.9
Income (loss) before income taxes	346.3			293.9			226.5			212.6			210.5			222.4			190.3		251.3			242.1
Income tax expense (benefit)	121.7			104.6			76.0			72.5			83.4			88.0			59.8		84.6			80.5
Net income (loss)	$	224.6		$	189.3		$	150.5		$	140.1		$	127.1		$	134.4		$	130.5	$	166.7		$	161.6
YEAR-END BALANCE SHEET DATA
Total assets	$	18,590		$	17,930		$	17,531		$	10,923		$	11,069		$	10,894		$	13,705	$	13,119		$	12,282
Cash and due from banks	363			650			416			157			205			175			437		754			406
Money market investments	3,888			2,855			2,198			1,108			1,449			1,090			2,551		2,308			2,222
Total securities	1,520			1,273			1,460			331			350			335			362		439			475
Total loans	12,259			12,490			12,751			8,574			8,259			8,392			9,217		8,450			8,031
Total deposits	16,257			15,575			14,905			9,327			9,483			9,192			11,198		10,706			9,731
Shareholder’s equity:
Preferred equity	280			280			480			162			162			262			226		251			488
Common equity	1,523			1,519			1,379			1,342			1,322			1,270			1,845		1,725			1,630
Noncontrolling interests	—			—			—			—			—			—			—		—			—
Total shareholder’s equity	1,803			1,799			1,859			1,504			1,484			1,532			2,071		1,976			2,118



(In millions)									NSB										Vectra
	2013			2012			2011		2013				2012			2011			2013			2012			2011
CONDENSED INCOME STATEMENT
Net interest income	$	163.0		$	167.7		$	172.1	$	113.6		—	$	123.4		$	135.0		$	102.7		$	108.7		$	104.3
Provision for loan losses	(15.0		)	(0.6		)	9.6		(12.0		)	—	(9.6		)	(38.3		)	(4.9		)	7.0			14.0
Net interest income after provision for loan losses	178.0			168.3			162.5		125.6				133.0			173.3			107.6			101.7			90.3
Net impairment losses on investment securities	—			—			—		(3.3		)	—	—			—			(0.1		)	(0.6		)	(0.8		)
Loss on sale of investment securities to Parent	—			—			—		—			—	—			—			—			—			(28.9		)
Other noninterest income	35.0			32.1			34.4		37.8			—	33.7			37.4			24.6			25.3			21.7
Noninterest expense	142.7			152.5			154.7		131.8				133.6			139.3			99.5			98.3			100.7
Income (loss) before income taxes	70.3			47.9			42.2		28.3				33.1			71.4			32.6			28.1			(18.4		)
Income tax expense (benefit)	26.4			17.0			16.7		9.5				11.3			24.8			11.2			9.2			(8.3		)
Net income (loss)	$	43.9		$	30.9		$	25.5	$	18.8			$	21.8		$	46.6		$	21.4		$	18.9		$	(10.1	)
YEAR-END BALANCE SHEET DATA
Total assets	$	4,579		$	4,575		$	4,485	$	3,980			$	4,061		$	4,100		$	2,571		$	2,511		$	2,341
Cash and due from banks	77			86			71		79				59			73			51			58			55
Money market investments	220			385			604		710				1,031			905			6			31			52
Total securities	362			263			271		774				742			748			166			187			227
Total loans	3,724			3,604			3,304		2,297				2,100			2,235			2,278			2,128			1,914
Total deposits	3,931			3,874			3,731		3,590				3,604			3,546			2,178			2,164			2,004
Shareholder’s equity:
Preferred equity	120			180			305		50				140			260			70			70			70
Common equity	418			399			350		317				298			273			246			224			200
Noncontrolling interests	—			—			—		—				—			—			—			—			—
Total shareholder’s equity	538			579			655		367				438			533			316			294			270



(In millions)	TCBW									Other									Consolidated Company
(In millions)	2013			2012		2011				2013			2012			2011			2013			2012			2011
CONDENSED INCOME STATEMENT
Net interest income	$	27.3		$	27.4	$	29.6		—	$	(155.8	)	$	(190.6	)	$	(266.2	)	$	1,696.3		$	1,731.9		$	1,756.2
Provision for loan losses	(1.8		)	0.4		7.8			—	(0.4		)	0.5			—			(87.1		)	14.2			74.5
Net interest income after provision for loan losses	29.1			27.0		21.8				(155.4		)	(191.1		)	(266.2		)	1,783.4			1,717.7			1,681.7
Net impairment losses on investment securities	—			—		—			—	(154.0		)	(100.3		)	(32.1		)	(165.1		)	(104.1		)	(33.7		)
Loss on sale of investment securities to Parent	(2.7		)	—		(4.8		)	—	2.7			9.2			77.6			—			—			—
Other noninterest income	4.1			3.8		3.5			—	(24.6		)	(23.7		)	(28.1		)	502.5			524.0			531.9
Noninterest expense	18.8			18.9		16.7			—	154.4			29.2			19.9			1,714.4			1,596.0			1,658.6
Income (loss) before income taxes	11.7			11.9		3.8			—	(485.7		)	(335.1		)	(268.7		)	406.4			541.6			521.3
Income tax expense (benefit)	4.0			4.0		1.1			—	(162.2		)	(120.7		)	(80.2		)	142.9			193.4			198.6
Net income (loss)	$	7.7		$	7.9	$	2.7		—	$	(323.5	)	$	(214.4	)	$	(188.5	)	$	263.5		$	348.2		$	322.7
YEAR-END BALANCE SHEET DATA
Total assets	$	943		$	961	$	874		—	$	740		$	1,286		$	642		$	56,031		$	55,512		$	53,149
Cash and due from banks	28			22		28				(17		)	8			—			1,175			1,842			1,224
Money market investments	181			251		143				(207		)	444			(91		)	8,457			8,754			7,123
Total securities	91			104		126				719			519			437			4,325			3,877			4,079
Total loans	630			571		562			—	64			63			69			39,043			37,665			37,258
Total deposits	793			791		693			—	(912		)	(64		)	(926		)	46,362			46,133			42,876
Shareholder’s equity:
Preferred equity	3			3		15			—	93			42			497			1,004			1,128			2,377
Common equity	87			82		75			—	(317		)	(645		)	(569		)	5,461			4,924			4,608
Noncontrolling interests	—			—		—			—	—			(3		)	(2		)	—			(3		)	(2		)
Total shareholder’s equity	90			85		90			—	(224		)	(606		)	(74		)	6,465			6,049			6,983