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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VJQnMGgDygA8mXXMWmjVTXkPiyo5dv9juKFtW2akYdjXa7jDZTlBvEbTkkCCUnp4
 ShmcHIJuXCqVHS0q+/RT7g==

<SEC-DOCUMENT>0000109380-09-000086.txt : 20090706
<SEC-HEADER>0000109380-09-000086.hdr.sgml : 20090703
<ACCEPTANCE-DATETIME>20090706155130
ACCESSION NUMBER:		0000109380-09-000086
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20090706
FILED AS OF DATE:		20090706
DATE AS OF CHANGE:		20090706

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ZIONS BANCORPORATION /UT/
		CENTRAL INDEX KEY:			0000109380
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				870227400
		STATE OF INCORPORATION:			UT
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE SOUTH MAIN STREET
		STREET 2:		15TH FLOOR
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84111
		BUSINESS PHONE:		8015244787

	MAIL ADDRESS:	
		STREET 1:		ONE SOUTH MAIN STREET
		STREET 2:		15TH FLOOR
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84111

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ZIONS UTAH BANCORPORATION
		DATE OF NAME CHANGE:	19870615

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ZIONS FIRST NATIONAL INVESTMENT CO
		DATE OF NAME CHANGE:	19660921

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Abbott James R
		CENTRAL INDEX KEY:			0001466882

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12307
		FILM NUMBER:		09930761

	BUSINESS ADDRESS:	
		STREET 1:		ONE SOUTH MAIN STREET, 15TH FLOOR
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84133-1109
		BUSINESS PHONE:		801-524-4787

	MAIL ADDRESS:	
		STREET 1:		ONE SOUTH MAIN STREET, 15TH FLOOR
		CITY:			SALT LAKE CITY
		STATE:			UT
		ZIP:			84133-1109
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>f3forjra.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0203</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2009-07-06</periodOfReport>

    <noSecuritiesOwned>1</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000109380</issuerCik>
        <issuerName>ZIONS BANCORPORATION /UT/</issuerName>
        <issuerTradingSymbol>ZION</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001466882</rptOwnerCik>
            <rptOwnerName>Abbott James R</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>ONE SOUTH MAIN STREET, 15TH FLOOR</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SALT LAKE CITY</rptOwnerCity>
            <rptOwnerState>UT</rptOwnerState>
            <rptOwnerZipCode>84133-1109</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Senior Vice Pres.</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable></nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <ownerSignature>
        <signatureName>By Thomas E. Laursen as attorney in fact</signatureName>
        <signatureDate>2009-07-06</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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