8-K

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                  ------------

                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the

                         Securities Exchange Act of 1934


                              ---------------------


                         April 30, 2003 (April 25, 2003)
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                Date of Report (Date of earliest event reported)


                              Zions Bancorporation
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            (Exact name of registrant as specified in its charter)


        Utah                       0-2610                     87-0227400
- -------------------  ---------------------------------  ------------------------
      (State of            (Commission File Number)         (IRS Employer
    incorporation)                                        Identification No.)



    One South Main, Suite 1134, Salt Lake City, Utah          84111
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(Address of principal executive offices)                    (Zip Code)


                                (801) 524-4787
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                        (Registrant's telephone number,
                             including area code)


                                      N/A
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         (Former name or former address, if changed since last report)


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Item 6.     A copy of the press release issued April 25, 2003 by the Registrant
            announcing the election of Patricia Frobes to the Registrant's Board
            of Directors' and the retirement of I.J. Wagner from the Board
            is attached hereto as Exhibit 99.1.

Item 7.     Financial Statements, Pro Forma Financial Information
            and Exhibits

            The following exhibit is filed as part of this report:

            Exhibit 99.1     Press release dated April 25, 2003



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                                    SIGNATURE



      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                    ZIONS BANCORPORATION


                                    By: /s/   Clark B. Hinckley
                                       -----------------------------
                                       Name:  Clark B. Hinckley
                                       Title: Senior Vice President
                                              Investor Relations




Date: April 30, 2003


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EX-99.1

Exhibit 99.1

                           ***FOR IMMEDIATE RELEASE***

FOR: ZIONS BANCORPORATION
One South Main, Suite 1380                             Contact: Clark Hinckley
Salt Lake City, Utah                                   Tel: (801) 524-4787
Harris H. Simmons                                      April 25, 2003
Chairman/President/Chief Executive Officer


                   ZIONS BANCORPORATION ANNOUNCES APPOINTMENT
                    OF PATRICIA FROBES TO BOARD OF DIRECTORS

                      I.J. (IZZI) WAGNER RETIRES FROM BOARD

SALT LAKE CITY, April 25, 2003 - Zions Bancorporation announced today the
appointment of Patricia Frobes to its board of directors, filling a vacant
position, the term of which expires in 2006.

Ms. Frobes, age 56, is currently group senior vice president for Legal Affairs
and Risk Management and general counsel for The Irvine Company in Newport Beach,
California. Prior to joining The Irvine Company, Ms. Frobes served as a partner
in O'Melveny & Myers LLP's Newport Beach office and as one of the firm's two
vice-chairs. Ms. Frobes' has practiced in the transactional area for over 20
years, with a particular emphasis in real estate investment and development.

Harris H. Simmons, chairman and chief executive officer of Zions Bancorporation,
stated, "We are extremely pleased to welcome Pat Frobes as a member of the Zions
Bancorporation board of directors. Pat brings to our board a wealth of
experience and talent, combining a solid legal background with a deep
understanding of the real estate industry. We look forward to the contributions
she will make to our success in the years ahead."

After 34 years of service as a director, I.J. (Izzi) Wagner retired from the
Board and was named an emeritus director. "During Mr. Wagner's tenure, the
company has grown from an institution with approximately $250 million in assets
and a few branch offices in Salt Lake to a company with more than $27 billion in
assets, more than 8,000 employees and 416 offices in eight states," stated
Simmons. "Along the way, we have benefited greatly from his common-sense
approach to business, his advocacy on the company's behalf and, not least of
all, from his wonderful sense of humor. We are grateful to Izzi for his
leadership and service."

Zions Bancorporation is one of the nation's premier financial services
companies, consisting of a collection of great banks in select high growth
markets. Under local management teams and community identities, Zions operates
over 400 full-service banking offices in Arizona, California, Colorado, Idaho,
Nevada, New Mexico, Utah and Washington. In addition, Zions is the only primary
dealer in government securities headquartered in the western United States, and
is a national leader in SBA lending, public finance advisory services,
agricultural finance and electronic bond trading. The company is included in the
S&P 500 Index. Investor information and links to subsidiary banks can be
accessed at www.zionsbancorporation.com.

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