XML 74 R55.htm IDEA: XBRL DOCUMENT v3.3.1.900
3. Loans, Credit Risk (Details) - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Credit risk profile        
Total Loans $ 689,091 $ 651,891 $ 620,960 $ 619,974
Excellent Quality        
Credit risk profile        
Total Loans 16,980 17,255    
High Quality        
Credit risk profile        
Total Loans 168,117 145,403    
Good Quality        
Credit risk profile        
Total Loans 365,802 327,893    
Management Attention        
Credit risk profile        
Total Loans 98,254 109,640    
Watch        
Credit risk profile        
Total Loans 22,520 30,096    
Substandard        
Credit risk profile        
Total Loans 17,418 21,600    
Doubtful        
Credit risk profile        
Total Loans 0 0    
Loss        
Credit risk profile        
Total Loans 0 4    
Construction and land development        
Credit risk profile        
Total Loans 65,791 57,617    
Single-family residential        
Credit risk profile        
Total Loans 220,690 206,417    
Single-family residential - Banco de la Gente stated income        
Credit risk profile        
Total Loans 43,733 47,015    
Commercial        
Credit risk profile        
Total Loans 228,526 228,558    
Multifamily and Farmland        
Credit risk profile        
Total Loans 18,080 12,400    
Commercial loans (not secured by real estate)        
Credit risk profile        
Total Loans 91,010 76,262    
Farm loans (not secured by real estate)        
Credit risk profile        
Total Loans 3 7    
Consumer loans (not secured by real estate)        
Credit risk profile        
Total Loans 10,027 10,060    
All other loans (not secured by real estate)        
Credit risk profile        
Total Loans 11,231 13,555    
Construction and land development        
Credit risk profile        
Total Loans 65,791 57,617 63,742  
Construction and land development | Excellent Quality        
Credit risk profile        
Total Loans 0 0    
Construction and land development | High Quality        
Credit risk profile        
Total Loans 10,144 6,741    
Construction and land development | Good Quality        
Credit risk profile        
Total Loans 35,535 24,641    
Construction and land development | Management Attention        
Credit risk profile        
Total Loans 12,544 13,013    
Construction and land development | Watch        
Credit risk profile        
Total Loans 7,265 9,294    
Construction and land development | Substandard        
Credit risk profile        
Total Loans 303 3,928    
Construction and land development | Doubtful        
Credit risk profile        
Total Loans 0 0    
Construction and land development | Loss        
Credit risk profile        
Total Loans 0 0    
Single-family residential        
Credit risk profile        
Total Loans 220,690 206,417 195,975  
Single-family residential | Excellent Quality        
Credit risk profile        
Total Loans 15,189 15,099    
Single-family residential | High Quality        
Credit risk profile        
Total Loans 86,061 74,367    
Single-family residential | Good Quality        
Credit risk profile        
Total Loans 78,843 74,453    
Single-family residential | Management Attention        
Credit risk profile        
Total Loans 30,259 30,954    
Single-family residential | Watch        
Credit risk profile        
Total Loans 4,322 5,749    
Single-family residential | Substandard        
Credit risk profile        
Total Loans 6,016 5,795    
Single-family residential | Doubtful        
Credit risk profile        
Total Loans 0 0    
Single-family residential | Loss        
Credit risk profile        
Total Loans 0 0    
Single-family residential - Banco de la Gente stated income        
Credit risk profile        
Total Loans 43,733 47,015 49,463  
Single-family residential - Banco de la Gente stated income | Excellent Quality        
Credit risk profile        
Total Loans 0 0    
Single-family residential - Banco de la Gente stated income | High Quality        
Credit risk profile        
Total Loans 0 0    
Single-family residential - Banco de la Gente stated income | Good Quality        
Credit risk profile        
Total Loans 19,223 21,022    
Single-family residential - Banco de la Gente stated income | Management Attention        
Credit risk profile        
Total Loans 15,029 12,721    
Single-family residential - Banco de la Gente stated income | Watch        
Credit risk profile        
Total Loans 3,308 5,799    
Single-family residential - Banco de la Gente stated income | Substandard        
Credit risk profile        
Total Loans 6,173 7,473    
Single-family residential - Banco de la Gente stated income | Doubtful        
Credit risk profile        
Total Loans 0 0    
Single-family residential - Banco de la Gente stated income | Loss        
Credit risk profile        
Total Loans 0 0    
Commercial        
Credit risk profile        
Total Loans 228,526 228,558 209,287  
Commercial | Excellent Quality        
Credit risk profile        
Total Loans 0 0    
Commercial | High Quality        
Credit risk profile        
Total Loans 38,647 39,888    
Commercial | Good Quality        
Credit risk profile        
Total Loans 148,805 142,141    
Commercial | Management Attention        
Credit risk profile        
Total Loans 31,824 36,433    
Commercial | Watch        
Credit risk profile        
Total Loans 4,561 6,153    
Commercial | Substandard        
Credit risk profile        
Total Loans 4,689 3,943    
Commercial | Doubtful        
Credit risk profile        
Total Loans 0 0    
Commercial | Loss        
Credit risk profile        
Total Loans 0 0    
Multifamily and Farmland        
Credit risk profile        
Total Loans 18,080 12,400 11,801  
Multifamily and Farmland | Excellent Quality        
Credit risk profile        
Total Loans 0 0    
Multifamily and Farmland | High Quality        
Credit risk profile        
Total Loans 2,998 241    
Multifamily and Farmland | Good Quality        
Credit risk profile        
Total Loans 12,058 8,376    
Multifamily and Farmland | Management Attention        
Credit risk profile        
Total Loans 335 1,001    
Multifamily and Farmland | Watch        
Credit risk profile        
Total Loans 2,689 2,672    
Multifamily and Farmland | Substandard        
Credit risk profile        
Total Loans 0 110    
Multifamily and Farmland | Doubtful        
Credit risk profile        
Total Loans 0 0    
Multifamily and Farmland | Loss        
Credit risk profile        
Total Loans 0 0    
Commercial loans (not secured by real estate)        
Credit risk profile        
Total Loans 91,010 76,262 68,047  
Commercial loans (not secured by real estate) | Excellent Quality        
Credit risk profile        
Total Loans 700 924    
Commercial loans (not secured by real estate) | High Quality        
Credit risk profile        
Total Loans 24,955 18,730    
Commercial loans (not secured by real estate) | Good Quality        
Credit risk profile        
Total Loans 58,936 44,649    
Commercial loans (not secured by real estate) | Management Attention        
Credit risk profile        
Total Loans 5,905 11,312    
Commercial loans (not secured by real estate) | Watch        
Credit risk profile        
Total Loans 332 383    
Commercial loans (not secured by real estate) | Substandard        
Credit risk profile        
Total Loans 182 264    
Commercial loans (not secured by real estate) | Doubtful        
Credit risk profile        
Total Loans 0 0    
Commercial loans (not secured by real estate) | Loss        
Credit risk profile        
Total Loans 0 0    
Farm loans (not secured by real estate)        
Credit risk profile        
Total Loans 3 7 $ 19  
Farm loans (not secured by real estate) | Excellent Quality        
Credit risk profile        
Total Loans 0 0    
Farm loans (not secured by real estate) | High Quality        
Credit risk profile        
Total Loans 0 0    
Farm loans (not secured by real estate) | Good Quality        
Credit risk profile        
Total Loans 3 7    
Farm loans (not secured by real estate) | Management Attention        
Credit risk profile        
Total Loans 0 0    
Farm loans (not secured by real estate) | Watch        
Credit risk profile        
Total Loans 0 0    
Farm loans (not secured by real estate) | Substandard        
Credit risk profile        
Total Loans 0 0    
Farm loans (not secured by real estate) | Doubtful        
Credit risk profile        
Total Loans 0 0    
Farm loans (not secured by real estate) | Loss        
Credit risk profile        
Total Loans 0 0    
Consumer loans (not secured by real estate)        
Credit risk profile        
Total Loans 10,027 10,060    
Consumer loans (not secured by real estate) | Excellent Quality        
Credit risk profile        
Total Loans 1,091 1,232    
Consumer loans (not secured by real estate) | High Quality        
Credit risk profile        
Total Loans 3,647 3,576    
Consumer loans (not secured by real estate) | Good Quality        
Credit risk profile        
Total Loans 4,571 4,549    
Consumer loans (not secured by real estate) | Management Attention        
Credit risk profile        
Total Loans 620 566    
Consumer loans (not secured by real estate) | Watch        
Credit risk profile        
Total Loans 43 46    
Consumer loans (not secured by real estate) | Substandard        
Credit risk profile        
Total Loans 55 87    
Consumer loans (not secured by real estate) | Doubtful        
Credit risk profile        
Total Loans 0 0    
Consumer loans (not secured by real estate) | Loss        
Credit risk profile        
Total Loans 0 4    
All other loans (not secured by real estate)        
Credit risk profile        
Total Loans 11,231 13,555    
All other loans (not secured by real estate) | Excellent Quality        
Credit risk profile        
Total Loans 0 0    
All other loans (not secured by real estate) | High Quality        
Credit risk profile        
Total Loans 1,665 1,860    
All other loans (not secured by real estate) | Good Quality        
Credit risk profile        
Total Loans 7,828 8,055    
All other loans (not secured by real estate) | Management Attention        
Credit risk profile        
Total Loans 1,738 3,640    
All other loans (not secured by real estate) | Watch        
Credit risk profile        
Total Loans 0 0    
All other loans (not secured by real estate) | Substandard        
Credit risk profile        
Total Loans 0 0    
All other loans (not secured by real estate) | Doubtful        
Credit risk profile        
Total Loans 0 0    
All other loans (not secured by real estate) | Loss        
Credit risk profile        
Total Loans $ 0 $ 0