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3. Loans, Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Allowance for loan losses          
Beginning balance $ 14,029 $ 16,640 $ 14,423 $ 16,604  
Charge-offs (970) (1,266) (3,483) (5,642)  
Recoveries 458 416 750 1,177  
Provision 337 761 2,164 4,412  
Ending balance 13,854 16,551 13,854 16,551  
Ending balance: individually evaluated for impairments 1,294 3,278 1,294 3,278  
Ending balance: collectively evaluated for impairments 12,560 13,273 12,560 13,273  
Ending balance 13,854 16,551 13,854 16,551  
Loans          
Ending balance 617,061 625,782 617,061 625,782 619,974
Ending balance: individually evaluated for impairment 33,044 50,648 33,044 50,648  
Ending balance: collectively evaluated for impairment 584,017 575,134 584,017 575,134  
Construction and land development
         
Allowance for loan losses          
Beginning balance 4,725 7,645 4,399 7,182  
Charge-offs (17) (663) (732) (3,045)  
Recoveries 348 304 374 522  
Provision (916) (894) 99 1,733  
Ending balance 4,140 6,392 4,140 6,392  
Ending balance: individually evaluated for impairments 1 1,527 1 1,527  
Ending balance: collectively evaluated for impairments 4,139 4,865 4,139 4,865  
Ending balance 4,140 6,392 4,140 6,392  
Loans          
Ending balance 67,870 80,733 67,870 80,733 73,176
Ending balance: individually evaluated for impairment 6,790 19,734 6,790 19,734  
Ending balance: collectively evaluated for impairment 61,080 60,999 61,080 60,999  
Single-family residential
         
Allowance for loan losses          
Beginning balance 3,304 2,902 3,231 3,253  
Charge-offs (569) (176) (1,204) (666)  
Recoveries 31 2 75 71  
Provision 200 297 864 367  
Ending balance 2,966 3,025 2,966 3,025  
Ending balance: individually evaluated for impairments 60 376 60 376  
Ending balance: collectively evaluated for impairments 2,906 2,649 2,906 2,649  
Ending balance 2,966 3,025 2,966 3,025  
Loans          
Ending balance 191,338 197,043 191,338 197,043 195,003
Ending balance: individually evaluated for impairment 3,079 3,716 3,079 3,716  
Ending balance: collectively evaluated for impairment 188,259 193,327 188,259 193,327  
Single-family residential - Banco de la Gente stated income
         
Allowance for loan losses          
Beginning balance 1,924 2,224 1,998 2,104  
Charge-offs (28) (112) (252) (483)  
Recoveries 31 0 101 0  
Provision (13) (41) 67 450  
Ending balance 1,914 2,071 1,914 2,071  
Ending balance: individually evaluated for impairments 1,233 1,261 1,233 1,261  
Ending balance: collectively evaluated for impairments 681 810 681 810  
Ending balance 1,914 2,071 1,914 2,071  
Loans          
Ending balance 50,035 52,124 50,035 52,124 52,019
Ending balance: individually evaluated for impairment 19,803 20,054 19,803 20,054  
Ending balance: collectively evaluated for impairment 30,232 32,070 30,232 32,070  
Commercial Real Estate
         
Allowance for loan losses          
Beginning balance 1,858 1,516 2,049 1,731  
Charge-offs (51) (24) (327) (547)  
Recoveries 0 0 50 374  
Provision 205 45 240 (21)  
Ending balance 2,012 1,537 2,012 1,537  
Ending balance: individually evaluated for impairments 0 114 0 114  
Ending balance: collectively evaluated for impairments 2,012 1,423 2,012 1,423  
Ending balance 2,012 1,537 2,012 1,537  
Loans          
Ending balance 205,911 203,603 205,911 203,603 200,633
Ending balance: individually evaluated for impairment 3,100 6,798 3,100 6,798  
Ending balance: collectively evaluated for impairment 202,811 196,805 202,811 196,805  
Multifamily and Farmland
         
Allowance for loan losses          
Beginning balance 34 13 28 13  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 2 0 8 0  
Ending balance 36 13 36 13  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 36 13 36 13  
Ending balance 36 13 36 13  
Loans          
Ending balance 11,541 4,964 11,541 4,964 8,951
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment 11,541 4,964 11,541 4,964  
Commercial loans (not secured by real estate)
         
Allowance for loan losses          
Beginning balance 822 629 1,088 1,029  
Charge-offs (101) (156) (483) (498)  
Recoveries 14 84 39 95  
Provision 49 51 140 (18)  
Ending balance 784 608 784 608  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 784 608 784 608  
Ending balance 784 608 784 608  
Loans          
Ending balance 64,957 60,358 64,957 60,358 64,295
Ending balance: individually evaluated for impairment 0 346 0 346  
Ending balance: collectively evaluated for impairment 64,957 60,012 64,957 60,012  
Farm loans (not secured by real estate)
         
Allowance for loan losses          
Beginning balance 0 0 0 0  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 0 0 0 0  
Ending balance 0   0    
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 0 0 0 0  
Ending balance 0 0 0 0  
Loans          
Ending balance 22 12 22 12 11
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment 22 12 22 12  
Consumer And All Other Loans
         
Allowance for loan losses          
Beginning balance 229 191 245 255  
Charge-offs (204) (135) (485) (403)  
Recoveries 34 26 111 115  
Provision 191 107 379 222  
Ending balance 250 189 250 189  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 250 189 250 189  
Ending balance 250 189 250 189  
Loans          
Ending balance 25,387 26,945 25,387 26,945  
Ending balance: individually evaluated for impairment 272 0 272 0  
Ending balance: collectively evaluated for impairment 25,115 26,945 25,115 26,945  
Unallocated
         
Allowance for loan losses          
Beginning balance 1,133 1,520 1,385 1,037  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 619 1,196 367 1,679  
Ending balance 1,752 2,716 1,752 2,716  
Ending balance: individually evaluated for impairments 0 0 0 0  
Ending balance: collectively evaluated for impairments 1,752 2,716 1,752 2,716  
Ending balance 1,752 2,716 1,752 2,716  
Loans          
Ending balance 0 0 0 0  
Ending balance: individually evaluated for impairment 0 0 0 0  
Ending balance: collectively evaluated for impairment $ 0 $ 0 $ 0 $ 0