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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks, including reserve requirements of $10,342 and $9,625 $ 53,977 $ 32,617
Interest bearing deposits 26,973 16,226
Cash and cash equivalents 80,950 48,843
Investment securities available for sale 301,788 297,823
Other investments 5,215 5,599
Total securities 307,003 303,422
Mortgage loans held for sale 2,201 6,922
Loans 617,061 619,974
Less allowance for loan losses (13,854) (14,423)
Net loans 603,207 605,551
Premises and equipment, net 16,543 15,874
Cash surrender value of life insurance 13,597 13,273
Other real estate 2,751 6,254
Accrued interest receivable and other assets 16,489 13,377
Total assets 1,042,741 1,013,516
Deposits:    
Non-interest bearing demand 188,860 161,582
NOW, MMDA & savings 384,429 371,719
Time, $100,000 or more 120,153 134,733
Other time 104,849 113,491
Total deposits 798,291 781,525
Securities sold under agreements to repurchase 48,174 34,578
FHLB borrowings 70,000 70,000
Junior subordinated debentures 20,619 20,619
Accrued interest payable and other liabilities 9,985 9,047
Total liabilities 947,069 915,769
Commitments      
Shareholders' equity:    
Series A preferred stock, $1,000 stated value; authorized 5,000,000 shares; issued and outstanding 12,524 shares in 2013 and 2012 12,524 12,524
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,613,495 shares in 2013 and 2012 48,133 48,133
Retained earnings 35,810 31,478
Accumulated other comprehensive income (795) 5,612
Total shareholders' equity 95,672 97,747
Total liabilities and shareholders' equity $ 1,042,741 $ 1,013,516