The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104 BBG00G9CFDS3 4,605,910 208,790 SH   SOLE   0 40,636 168,154
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 914,063 10,360 SH   SOLE   0 0 10,360
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,627,308 18,340 SH   SOLE   0 0 18,340
AMAZON COM INC COM 023135106 BBG001S5PQL7 356,328 4,242 SH   SOLE   0 0 4,242
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 275,554 1,865 SH   SOLE   0 0 1,865
AMGEN INC COM 031162100 BBG001S5NNL6 241,629 920 SH   SOLE   0 920 0
APPLE INC COM 037833100 BBG001S5N8V8 2,468,237 18,997 SH   SOLE   0 0 18,997
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 204,674 6,180 SH   SOLE   0 0 6,180
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 3,749,688 8 SH   SOLE   0 0 8
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,546,881 8,245 SH   SOLE   0 0 8,245
BLACKROCK MUNIYILD QULT FD I COM 09254F100 BBG001S6Y4Q9 206,782 17,826 SH   SOLE   0 0 17,826
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 1,152,401 24,906 SH   SOLE   0 0 24,906
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 248,505 750 SH   SOLE   0 0 750
COMMUNITY BK SYS INC COM 203607106 BBG001S5PK76 8,689,645 138,040 SH   SOLE   0 0 138,040
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 558,756 1,224 SH   SOLE   0 0 1,224
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 620,287 2,337 SH   SOLE   0 0 2,337
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 259,536 2,353 SH   SOLE   0 0 2,353
FASTENAL CO COM 311900104 BBG001S5R1F7 850,719 17,978 SH   SOLE   0 0 17,978
FIRST TR ENERGY INFRASTRCTR COM 33738C103 BBG001Y23QY7 254,801 17,670 SH   SOLE   0 0 17,670
FRANKLIN TEMPLETON ETF TR FTSE CANADA 35473P827 BBG00J3N6MY2 14,424,252 485,175 SH   SOLE   0 93,176 391,999
FST TR NEW OPPORT MLP & ENE COM 33739M100 BBG005FHWCN7 66,550 11,000 SH   SOLE   0 0 11,000
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 BBG001T9BM41 2,038,164 34,775 SH   SOLE   0 6,943 27,832
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 BBG00DSB42H9 3,294,124 160,298 SH   SOLE   0 31,935 128,363
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 BBG00CP9KWK1 450,280 9,679 SH   SOLE   0 0 9,679
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 BBG00NW3TGY3 784,208 15,825 SH   SOLE   0 0 15,825
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396 BBG00L45DKL5 677,469 12,260 SH   SOLE   0 0 12,260
HOME DEPOT INC COM 437076102 BBG001S5RTW7 296,580 939 SH   SOLE   0 0 939
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 236,501 1,104 SH   SOLE   0 0 1,104
INTERCONTINENTAL EXCHANGE IN COM 45866F104 BBG001SDJ4R0 261,399 2,548 SH   SOLE   0 0 2,548
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 256,138 1,818 SH   SOLE   0 0 1,818
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 BBG00KJR1T91 10,144,589 205,107 SH   SOLE   0 42,433 162,674
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 BBG006F9S8B0 2,115,788 94,497 SH   SOLE   0 0 94,497
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 1,429,934 68,157 SH   SOLE   0 32,025 36,132
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 13,517,589 659,874 SH   SOLE   0 207,249 452,625
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 1,549,693 76,946 SH   SOLE   0 36,325 40,621
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 1,690,552 89,329 SH   SOLE   0 40,802 48,527
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 1,065,088 56,072 SH   SOLE   0 24,490 31,582
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 BBG00LNJW5P2 814,925 41,546 SH   SOLE   0 20,220 21,326
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 277,218 1,750 SH   SOLE   0 0 1,750
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 BBG001SNPT69 560,526 14,624 SH   SOLE   0 0 14,624
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 657,550 2,469 SH   SOLE   0 0 2,469
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 13,900,856 401,875 SH   SOLE   0 135,007 266,868
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 25,114,558 537,785 SH   SOLE   0 75,489 462,296
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 2,709,129 90,094 SH   SOLE   0 0 90,094
ISHARES INC MSCI CDA ETF 464286509 BBG001S8R7V0 2,189,100 66,884 SH   SOLE   0 0 66,884
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 5,653,572 119,098 SH   SOLE   0 16,301 102,797
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X39Q6 242,301 2,550 SH   SOLE   0 0 2,550
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 4,891,123 48,843 SH   SOLE   0 13,207 35,636
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 4,209,512 43,950 SH   SOLE   0 0 43,950
ISHARES TR BB RAT CORP BD 46435U473 BBG00XR0V4D0 10,284,027 231,622 SH   SOLE   0 46,240 185,382
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 3,086,368 29,609 SH   SOLE   0 9,979 19,630
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 74,592,593 1,210,133 SH   SOLE   0 162,058 1,048,075
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 25,771,746 106,543 SH   SOLE   0 11,899 94,644
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 26,237,207 277,232 SH   SOLE   0 32,689 244,543
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 231,596 3,279 SH   SOLE   0 0 3,279
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 44,258,575 115,194 SH   SOLE   0 0 115,194
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 701,432 7,232 SH   SOLE   0 0 7,232
ISHARES TR DOW JONES US ETF 464287846 BBG001S7Y593 301,376 3,225 SH   SOLE   0 0 3,225
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 923,427 16,350 SH   SOLE   0 0 16,350
ISHARES TR ESG ADVNCD HY BD 46435G441 BBG00D331HK0 1,743,733 40,346 SH   SOLE   0 11,854 28,492
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 5,162,312 78,526 SH   SOLE   0 0 78,526
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,506,326 17,774 SH   SOLE   0 0 17,774
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 265,760 11,181 SH   SOLE   0 0 11,181
ISHARES TR GLOB HLTHCRE ETF 464287325 BBG001SJX8Q3 7,782,169 91,684 SH   SOLE   0 15,708 75,976
ISHARES TR IBOND DEC 2030 46436E593 BBG00VYKY6D4 11,503,831 588,582 SH   SOLE   0 196,470 392,112
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 249,869 2,370 SH   SOLE   0 0 2,370
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 255,078 5,120 SH   SOLE   0 0 5,120
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 495,100 10,000 SH   SOLE   0 0 10,000
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 23,289,222 274,378 SH   SOLE   0 28,446 245,932
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 351,260 7,720 SH   SOLE   0 0 7,720
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 588,797 9,260 SH   SOLE   0 0 9,260
ISHARES TR MSCI LW CRB TG 46434V464 BBG007PGJH85 210,398 1,523 SH   SOLE   0 0 1,523
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 25,130,582 348,552 SH   SOLE   0 45,527 303,025
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 579,978 18,997 SH   SOLE   0 0 18,997
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 526,932 2,503 SH   SOLE   0 0 2,503
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 11,405,921 53,239 SH   SOLE   0 8,467 44,772
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 11,758,561 77,538 SH   SOLE   0 15,193 62,345
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 3,990,789 68,219 SH   SOLE   0 20,530 47,689
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 3,823,622 26,357 SH   SOLE   0 10,776 15,581
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 296,220 2,741 SH   SOLE   0 0 2,741
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 35,448,031 650,542 SH   SOLE   0 97,519 553,023
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 5,155,400 102,841 SH   SOLE   0 17,981 84,860
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 424,747 8,405 SH   SOLE   0 0 8,405
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 24,496,115 497,282 SH   SOLE   0 92,678 404,604
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 896,240 5,074 SH   SOLE   0 0 5,074
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 537,741 4,010 SH   SOLE   0 0 4,010
M & T BK CORP COM 55261F104 BBG001S7S2B4 1,003,577 6,918 SH   SOLE   0 0 6,918
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 6,919,856 19,900 SH   SOLE   0 0 19,900
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,645,397 6,861 SH   SOLE   0 0 6,861
NUVEEN NEW YORK QLT MUN INC COM 67066X107 BBG001SCTFW0 107,000 10,000 SH   SOLE   0 0 10,000
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG001SCTFM1 126,850 10,750 SH   SOLE   0 0 10,750
OCULAR THERAPEUTIX INC COM 67576A100 BBG001V0FT93 545,887 194,266 SH   SOLE   0 0 194,266
PACER FDS TR DATA AND INFRAST 69374H741 BBG00KX8YQ42 4,189,026 144,350 SH   SOLE   0 33,914 110,436
PACER FDS TR INDUSTRIAL RELET 69374H766 BBG00KX8XWB2 366,392 9,959 SH   SOLE   0 0 9,959
PAYCHEX INC COM 704326107 BBG001S5V135 595,204 5,151 SH   SOLE   0 0 5,151
PEPSICO INC COM 713448108 BBG001S695T1 213,733 1,183 SH   SOLE   0 0 1,183
PFIZER INC COM 717081103 BBG001S5V466 240,891 4,701 SH   SOLE   0 0 4,701
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 743,678 7,539 SH   SOLE   0 0 7,539
PIMCO ETF TR ENHANCD SHORT 72201R643 BBG00QQFDTV8 255,815 2,640 SH   SOLE   0 0 2,640
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 BBG001T6Q6C7 394,212 7,997 SH   SOLE   0 0 7,997
PRINCIPAL EXCHANGE TRADED FD SPECTRUM PFD 74255Y888 BBG00H3P9YB7 2,344,840 137,045 SH   SOLE   0 0 137,045
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 579,111 3,821 SH   SOLE   0 0 3,821
RAND CAP CORP COM NEW 752185207 BBG001S5VKT5 300,752 22,579 SH   SOLE   0 0 22,579
REDWOOD TR INC COM 758075402 BBG001SBHVP8 89,482 13,237 SH   SOLE   0 0 13,237
REVANCE THERAPEUTICS INC COM 761330109 BBG001V0GBC7 245,740 13,312 SH   SOLE   0 0 13,312
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 8,279,823 183,385 SH   SOLE   0 0 183,385
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 256,266 6,326 SH   SOLE   0 0 6,326
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 473,055 6,710 SH   SOLE   0 0 6,710
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 450,940 1,361 SH   SOLE   0 0 1,361
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 472,108 2,783 SH   SOLE   0 0 2,783
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 243,060 8,187 SH   SOLE   0 0 8,187
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,594,531 4,169 SH   SOLE   0 0 4,169
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 400,466 4,378 SH   SOLE   0 0 4,378
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 18,289,589 574,602 SH   SOLE   0 172,275 402,327
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 437,638 10,297 SH   SOLE   0 0 10,297
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 21,642,630 481,161 SH   SOLE   0 127,375 353,786
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 482,747 13,058 SH   SOLE   0 0 13,058
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 565,565 19,250 SH   SOLE   0 0 19,250
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 37,633,811 742,723 SH   SOLE   0 140,217 602,506
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 48,592,284 1,249,480 SH   SOLE   0 226,846 1,022,634
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 10,142,864 247,992 SH   SOLE   0 51,832 196,160
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 4,972,480 124,188 SH   SOLE   0 0 124,188
STARBUCKS CORP COM 855244109 BBG001S72KH6 245,159 2,471 SH   SOLE   0 0 2,471
TJX COS INC NEW COM 872540109 BBG001S5WQ93 1,186,873 14,910 SH   SOLE   0 0 14,910
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 208,361 393 SH   SOLE   0 0 393
VANECK ETF TRUST GREEN BOND ETF 92189F171 BBG00G4XX4B0 293,564 12,769 SH   SOLE   0 0 12,769
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 566,171 7,881 SH   SOLE   0 0 7,881
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 898,023 18,327 SH   SOLE   0 0 18,327
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 449,671 2,206 SH   SOLE   0 0 2,206
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 432,091 1,230 SH   SOLE   0 0 1,230
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,728,091 44,333 SH   SOLE   0 0 44,333
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 5,449,895 63,231 SH   SOLE   0 0 63,231
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 19,599,670 335,152 SH   SOLE   0 110,063 225,089
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 789,458 10,185 SH   SOLE   0 2,865 7,320
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 837,354 13,589 SH   SOLE   0 8,811 4,778
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 BBG001TCH581 346,216 5,200 SH   SOLE   0 0 5,200
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,386,119 9,128 SH   SOLE   0 0 9,128
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,191,357 76,039 SH   SOLE   0 0 76,039
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 600,118 12,200 SH   SOLE   0 0 12,200
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 543,345 8,250 SH   SOLE   0 0 8,250
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 279,614 1,625 SH   SOLE   0 0 1,625
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 206,220 5,234 SH   SOLE   0 0 5,234
VISA INC COM CL A 92826C839 BBG001SRCFY3 278,224 1,339 SH   SOLE   0 0 1,339
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 420,810 8,371 SH   SOLE   0 0 8,371
WORLD GOLD TR SPDR GLD MINIS 98149E303 BBG00L8YYQ05 12,209,674 337,377 SH   SOLE   0 0 337,377