The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,114 511 SH   SOLE   0 0 511
ALPHABET INC CAP STK CL C 02079K107 1,940 887 SH   SOLE   0 0 887
AMAZON COM INC COM 023135106 389 3,662 SH   SOLE   0 0 3,662
AMERICAN EXPRESS CO COM 025816109 255 1,842 SH   SOLE   0 0 1,842
AMGEN INC COM 031162100 228 920 SH   SOLE   0 920 0
APPLE INC COM 037833100 2,514 18,384 SH   SOLE   0 0 18,384
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,272 8 SH   SOLE   0 0 8
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,223 8,144 SH   SOLE   0 0 8,144
BOSTON SCIENTIFIC CORP COM 101137107 977 26,201 SH   SOLE   0 0 26,201
COMMUNITY BK SYS INC COM 203607106 9,001 142,242 SH   SOLE   0 0 142,242
COSTCO WHSL CORP NEW COM 22160K105 555 1,158 SH   SOLE   0 0 1,158
DANAHER CORPORATION COM 235851102 554 2,184 SH   SOLE   0 0 2,184
FASTENAL CO COM 311900104 922 18,478 SH   SOLE   0 0 18,478
FIRST TR ENERGY INFRASTRCTR COM 33738C103 418 29,170 SH   SOLE   0 0 29,170
FST TR NEW OPPORT MLP & ENE COM 33739M100 121 21,000 SH   SOLE   0 0 21,000
GLOBAL X FDS GLBL X MLP ETF 37954Y343 332 9,014 SH   SOLE   0 0 9,014
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 443 9,657 SH   SOLE   0 0 9,657
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 1,038 20,825 SH   SOLE   0 0 20,825
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396 661 12,243 SH   SOLE   0 0 12,243
HOME DEPOT INC COM 437076102 231 842 SH   SOLE   0 0 842
INTERCONTINENTAL EXCHANGE IN COM 45866F104 236 2,507 SH   SOLE   0 0 2,507
INTERNATIONAL BUSINESS MACHS COM 459200101 337 2,384 SH   SOLE   0 0 2,384
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 17,729 357,715 SH   SOLE   0 88,195 269,520
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 262 4,699 SH   SOLE   0 4,699 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 3,568 159,163 SH   SOLE   0 31,756 127,407
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,375 65,586 SH   SOLE   0 32,097 33,489
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 13,797 663,743 SH   SOLE   0 218,764 444,979
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 1,324 68,009 SH   SOLE   0 30,353 37,656
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 268 1,750 SH   SOLE   0 0 1,750
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 326 4,341 SH   SOLE   0 0 4,341
INVESCO QQQ TR UNIT SER 1 46090E103 368 1,311 SH   SOLE   0 0 1,311
ISHARES GOLD TR ISHARES NEW 464285204 16,022 470,545 SH   SOLE   0 141,807 328,738
ISHARES INC CORE MSCI EMKT 46434G103 29,068 592,501 SH   SOLE   0 87,626 504,875
ISHARES INC ESG AWR MSCI EM 46434G863 4,009 124,073 SH   SOLE   0 0 124,073
ISHARES INC MSCI CDA ETF 464286509 12,383 364,697 SH   SOLE   0 61,136 303,561
ISHARES INC MSCI EMRG CHN 46434G764 6,062 125,900 SH   SOLE   0 21,678 104,222
ISHARES INC MSCI GBL MIN VOL 464286525 231 2,445 SH   SOLE   0 0 2,445
ISHARES TR 7-10 YR TRSY BD 464287440 4,561 44,580 SH   SOLE   0 0 44,580
ISHARES TR BB RAT CORP BD 46435U473 10,378 231,617 SH   SOLE   0 48,993 182,624
ISHARES TR CORE HIGH DV ETF 46429B663 3,930 38,786 SH   SOLE   0 10,075 28,711
ISHARES TR CORE MSCI EAFE 46432F842 76,165 1,284,554 SH   SOLE   0 177,897 1,106,657
ISHARES TR CORE S&P MCP ETF 464287507 14,453 63,201 SH   SOLE   0 6,264 56,937
ISHARES TR CORE S&P SCP ETF 464287804 16,194 172,904 SH   SOLE   0 23,560 149,344
ISHARES TR CORE S&P500 ETF 464287200 43,885 115,747 SH   SOLE   0 0 115,747
ISHARES TR CORE US AGGBD ET 464287226 669 6,582 SH   SOLE   0 0 6,582
ISHARES TR DOW JONES US ETF 464287846 298 3,225 SH   SOLE   0 0 3,225
ISHARES TR EAFE SML CP ETF 464288273 890 16,306 SH   SOLE   0 0 16,306
ISHARES TR ESG ADVNCD HY BD 46435G441 1,813 40,892 SH   SOLE   0 12,166 28,726
ISHARES TR ESG AW MSCI EAFE 46435G516 6,000 95,597 SH   SOLE   0 0 95,597
ISHARES TR ESG AWR MSCI USA 46435G425 1,900 22,649 SH   SOLE   0 0 22,649
ISHARES TR ESG AWRE 1 5 YR 46435G243 281 11,672 SH   SOLE   0 0 11,672
ISHARES TR ISHS 5-10YR INVT 464288638 511 10,000 SH   SOLE   0 0 10,000
ISHARES TR MSCI ACWI ETF 464288257 61,508 723,282 SH   SOLE   0 140,154 583,128
ISHARES TR MSCI ACWI EX US 464288240 363 8,065 SH   SOLE   0 0 8,065
ISHARES TR MSCI EAFE MIN VL 46429B689 1,255 19,667 SH   SOLE   0 4,252 15,415
ISHARES TR MSCI LW CRB TG 46434V464 242 1,771 SH   SOLE   0 0 1,771
ISHARES TR MSCI USA MIN VOL 46429B697 25,522 361,027 SH   SOLE   0 48,549 312,478
ISHARES TR PFD AND INCM SEC 464288687 737 22,429 SH   SOLE   0 0 22,429
ISHARES TR RUS 1000 GRW ETF 464287614 11,157 49,942 SH   SOLE   0 8,875 41,067
ISHARES TR RUS 1000 VAL ETF 464287598 11,005 74,816 SH   SOLE   0 16,571 58,245
ISHARES TR S&P 500 GRWT ETF 464287309 4,296 68,328 SH   SOLE   0 22,337 45,991
ISHARES TR S&P 500 VAL ETF 464287408 4,071 28,886 SH   SOLE   0 12,386 16,500
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 8,764 157,591 SH   SOLE   0 12,948 144,643
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 15,949 318,376 SH   SOLE   0 69,280 249,096
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 752 14,855 SH   SOLE   0 0 14,855
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 26,177 533,277 SH   SOLE   0 101,810 431,467
JANUS DETROIT STR TR NET ZERO TRANS 47103U787 248 11,660 SH   SOLE   0 0 11,660
JOHNSON & JOHNSON COM 478160104 947 5,335 SH   SOLE   0 0 5,335
JPMORGAN CHASE & CO COM 46625H100 409 3,633 SH   SOLE   0 0 3,633
M & T BK CORP COM 55261F104 1,109 6,956 SH   SOLE   0 0 6,956
MASTERCARD INCORPORATED CL A 57636Q104 6,325 20,049 SH   SOLE   0 0 20,049
MICROSOFT CORP COM 594918104 1,805 7,029 SH   SOLE   0 0 7,029
NUVEEN QUALITY MUNCP INCOME COM 67066V101 134 10,750 SH   SOLE   0 0 10,750
OCULAR THERAPEUTIX INC COM 67576A100 781 194,266 SH   SOLE   0 0 194,266
PACER FDS TR BNCHMRK INDSTR 69374H766 485 11,879 SH   SOLE   0 0 11,879
PACER FDS TR BNCHMRK INFRA 69374H741 5,912 169,435 SH   SOLE   0 35,618 133,817
PAYCHEX INC COM 704326107 560 4,919 SH   SOLE   0 0 4,919
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 876 8,837 SH   SOLE   0 0 8,837
PIMCO ETF TR ENHANCD SHORT 72201R643 377 3,830 SH   SOLE   0 0 3,830
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 1,152 12,000 SH   SOLE   0 0 12,000
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 606 12,204 SH   SOLE   0 0 12,204
PRINCIPAL EXCHANGE-TRADED FD SPECTRUM PFD 74255Y888 4,288 246,944 SH   SOLE   0 31,090 215,854
PROCTER AND GAMBLE CO COM 742718109 538 3,744 SH   SOLE   0 0 3,744
RAND CAP CORP COM NEW 752185207 330 22,579 SH   SOLE   0 0 22,579
REDWOOD TR INC COM 758075402 102 13,237 SH   SOLE   0 0 13,237
REVANCE THERAPEUTICS INC COM 761330109 184 13,312 SH   SOLE   0 0 13,312
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,629 193,221 SH   SOLE   0 0 193,221
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 246 6,314 SH   SOLE   0 0 6,314
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 329 10,475 SH   SOLE   0 0 10,475
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 471 6,710 SH   SOLE   0 0 6,710
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 419 1,361 SH   SOLE   0 0 1,361
SPDR GOLD TR GOLD SHS 78463V107 566 3,362 SH   SOLE   0 0 3,362
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 687 23,832 SH   SOLE   0 0 23,832
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 234 6,737 SH   SOLE   0 0 6,737
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,527 4,047 SH   SOLE   0 0 4,047
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 233 2,543 SH   SOLE   0 0 2,543
SPDR SER TR PORTFOLIO INTRMD 78464A375 19,488 593,038 SH   SOLE   0 185,195 407,843
SPDR SER TR PORTFOLIO S&P400 78464A847 248 6,259 SH   SOLE   0 0 6,259
SPDR SER TR PORTFOLIO S&P500 78464A854 20,747 455,449 SH   SOLE   0 135,033 320,416
SPDR SER TR PORTFOLIO S&P600 78468R853 322 8,946 SH   SOLE   0 0 8,946
SPDR SER TR PORTFOLIO SHORT 78464A474 565 19,000 SH   SOLE   0 0 19,000
SPDR SER TR PRTFLO S&P500 GW 78464A409 36,693 684,850 SH   SOLE   0 133,390 551,460
SPDR SER TR PRTFLO S&P500 VL 78464A508 45,245 1,215,050 SH   SOLE   0 234,822 980,228
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 11,053 264,272 SH   SOLE   0 54,909 209,363
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7,099 167,881 SH   SOLE   0 23,847 144,034
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 280 6,000 SH   SOLE   0 0 6,000
TJX COS INC NEW COM 872540109 859 15,378 SH   SOLE   0 0 15,378
VANECK ETF TRUST GREEN BOND ETF 92189F171 304 12,879 SH   SOLE   0 0 12,879
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 916 18,610 SH   SOLE   0 0 18,610
VANGUARD INDEX FDS MID CAP ETF 922908629 383 1,942 SH   SOLE   0 0 1,942
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 244 2,676 SH   SOLE   0 0 2,676
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 472 1,362 SH   SOLE   0 0 1,362
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 852 20,448 SH   SOLE   0 0 20,448
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 19,605 229,728 SH   SOLE   0 0 229,728
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 21,350 346,929 SH   SOLE   0 121,287 225,642
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,441 42,788 SH   SOLE   0 5,970 36,818
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 932 13,065 SH   SOLE   0 8,850 4,215
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 330 5,200 SH   SOLE   0 0 5,200
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,151 8,020 SH   SOLE   0 0 8,020
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,179 28,901 SH   SOLE   0 0 28,901
VANGUARD WORLD FD ESG INTL STK ETF 921910725 611 12,450 SH   SOLE   0 0 12,450
VANGUARD WORLD FD ESG US STK ETF 921910733 548 8,250 SH   SOLE   0 0 8,250
VANGUARD WORLD FD MEGA GRWTH IND 921910816 350 1,925 SH   SOLE   0 0 1,925
VERIZON COMMUNICATIONS INC COM 92343V104 270 5,320 SH   SOLE   0 0 5,320
VISA INC COM CL A 92826C839 250 1,270 SH   SOLE   0 0 1,270
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 508 10,100 SH   SOLE   0 0 10,100
WORLD GOLD TR SPDR GLD MINIS 98149E303 12,003 334,525 SH   SOLE   0 0 334,525