The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 5,160 293,348 SH   SOLE 293,348 0 0
AT&T INC COM 00206R102 275 8,153 SH   SOLE 8,153 0 0
BANK OF AMERICA CORPORATION COM 060505104 170 12,373 SH   SOLE 12,373 0 0
BAXANO SURGICAL INC COM 071773105 199 143,783 SH   SOLE 143,783 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203 1,790 SH   SOLE 1,790 0 0
BOSTON SCIENTIFIC CORP COM 101137107 323 27,536 SH   SOLE 27,536 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 203 4,400 SH   SOLE 4,400 0 0
EXXON MOBIL CORP COM 30231G102 735 8,558 SH   SOLE 8,558 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 4,897 145,320 SH   SOLE 145,320 0 0
GENERAL ELECTRIC CO COM 369604103 991 41,518 SH   SOLE 41,518 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 243 1,315 SH   SOLE 1,315 0 0
ISHARES MSCI BRZ CAP ETF 464286400 206 4,311 SH   SOLE 4,311 0 0
ISHARES MSCI CDA ETF 464286509 4,102 144,919 SH   SOLE 144,919 0 0
ISHARES EMU ETF 464286608 5,898 156,324 SH   SOLE 156,324 0 0
ISHARES MSCI TURKEY ETF 464286715 255 4,625 SH   SOLE 4,625 0 0
ISHARES SELECT DIVID ETF 464287168 1,463 22,054 SH   SOLE 22,054 0 0
ISHARES CORE S&P500 ETF 464287200 7,749 45,885 SH   SOLE 45,885 0 0
ISHARES MSCI EMG MKT ETF 464287234 412 10,115 SH   SOLE 10,115 0 0
ISHARES S&P 500 GRWT ETF 464287309 201 2,255 SH   SOLE 2,255 0 0
ISHARES S&P 500 VAL ETF 464287408 344 4,400 SH   SOLE 4,400 0 0
ISHARES MSCI EAFE ETF 464287465 1,146 17,975 SH   SOLE 17,975 0 0
ISHARES CORE S&P MCP ETF 464287507 12,922 104,094 SH   SOLE 104,094 0 0
ISHARES RUS 1000 VAL ETF 464287598 26,025 301,920 SH   SOLE 301,920 0 0
ISHARES RUS 1000 GRW ETF 464287614 26,632 340,567 SH   SOLE 340,567 0 0
ISHARES CORE S&P SCP ETF 464287804 11,808 118,322 SH   SOLE 118,322 0 0
ISHARES JP MOR EM MK ETF 464288281 8,593 78,818 SH   SOLE 78,818 0 0
ISHARES HIGH DIVIDND ETF 46429B663 5,450 82,238 SH   SOLE 82,238 0 0
ISHARES EAFE MIN VOL ETF 46429B689 619 10,165 SH   SOLE 10,165 0 0
ISHARES USA MIN VOL ETF 46429B697 25,042 753,566 SH   SOLE 753,566 0 0
ISHARES 0-5 YR TIPS ETF 46429B747 8,290 81,971 SH   SOLE 81,971 0 0
ISHARES INC CORE MSCI EMKT 46434G103 15,075 309,866 SH   SOLE 309,866 0 0
ISHARES TR CORE MSCI EAFE 46432F842 24,203 419,908 SH   SOLE 419,908 0 0
JOHNSON & JOHNSON COM 478160104 311 3,595 SH   SOLE 3,595 0 0
M & T BK CORP COM 55261F104 797 7,125 SH   SOLE 7,125 0 0
MICROSOFT CORP COM 594918104 229 6,888 SH   SOLE 6,888 0 0
PIMCO ETF TR ENHAN SHRT MAT 72201R833 6,141 60,565 SH   SOLE 60,565 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 436 14,000 SH   SOLE 14,000 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 10,374 420,363 SH   SOLE 420,363 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 7,486 94,913 SH   SOLE 94,913 0 0
PROCTER & GAMBLE CO COM 742718109 215 2,853 SH   SOLE 2,853 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7,496 161,551 SH   SOLE 161,551 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 228 1,781 SH   SOLE 1,781 0 0
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 1,308 32,450 SH   SOLE 32,450 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,904 40,833 SH   SOLE 40,833 0 0
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 1,125 33,350 SH   SOLE 33,350 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,231 50,856 SH   SOLE 50,856 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 494 7,175 SH   SOLE 7,175 0 0
SYNERGETICS USA INC COM 87160G107 318 70,000 SH   SOLE 70,000 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,004 120,934 SH   SOLE 120,934 0 0
VANGUARD INDEX FDS REIT ETF 922908553 7,158 108,228 SH   SOLE 108,228 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 238 2,325 SH   SOLE 2,325 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 18,751 269,383 SH   SOLE 269,383 0 0
WISDOMTREE TR EQTY INC ETF 97717W208 226 4,355 SH   SOLE 4,355 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 381 7,380 SH   SOLE 7,380 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 1,113 19,842 SH   SOLE 19,842 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 419 8,912 SH   SOLE 8,912 0 0