The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1,687 78,585 SH   SOLE   78,585 0 0
ISHARES TR BARCLYS TIPS BD 464287176 3,240 29,537 SH   SOLE   29,537 0 0
ISHARES TR CORE S&P500 ETF 464287200 6,516 31,804 SH   SOLE   31,804 0 0
ISHARES TR RUSSELL MCP VL 464287473 1,453 21,164 SH   SOLE   21,164 0 0
ISHARES EAFE SML CP ETF 464288273 9,720 194,593 SH   SOLE   194,593 0 0
ISHARES TR JPMORGAN USD 464288281 4,428 41,863 SH   SOLE   41,863 0 0
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 6,796 645,962 SH   SOLE   645,962 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 3,662 107,992 SH   SOLE   107,992 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 3,408 66,013 SH   SOLE   66,013 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 20,047 251,937 SH   SOLE   251,937 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 41,033 508,082 SH   SOLE   508,082 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,626 507,234 SH   SOLE   507,234 0 0
VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 1,968 60,171 SH   SOLE   60,171 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7,673 89,277 SH   SOLE   89,277 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 6,164 61,816 SH   SOLE   61,816 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2,410 30,228 SH   SOLE   30,228 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,558 54,000 SH   SOLE   54,000 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,520 25,519 SH   SOLE   25,519 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 24,577 231,012 SH   SOLE   231,012 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 20,719 254,160 SH   SOLE   254,160 0 0