CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

TO:  eFinancial Depot.com, Inc.

As  independent  certified  public  accountants,  we  hereby  consent  to  the
incorporation  by  reference  in  this Registration Statement on For S-8, of our
report  dated March 28, 2000 included in the eFinancial Depot.com, Inc.'s Annual
Report  on  Form  10-KSB  for  the  year  ended  December  31,  1999, and to all
references to our Firm included in this Registration Statement.

/s/ Stefanou & Company, LLP
Stefanou & Company, LLP

McLean, Virginia
November 17, 2000