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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   500,313 4,557 SH   SOLE   4,557 0 0
ACCENTURELTD BERMUDA CL A ISI SHS CLASS A G1151C101   624,850 2,342 SH   SOLE   2,342 0 0
ALERIAN MLP ETF ALERIAN MLP 00162Q452   667,976 17,546 SH   SOLE   17,546 0 0
APPLE COMPUTER INC. COM 037833100   3,325,332 25,593 SH   SOLE   25,593 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103   216,646 907 SH   SOLE   907 0 0
BANCO BRADESCO SA ADR SP ADR PFD NEW 059460303   143,623 49,869 SH   SOLE   49,869 0 0
BERKSHIRE HATHAWAY INC DEL C CL B NEW 084670702   384,581 1,245 SH   SOLE   1,245 0 0
BRF - BRASIL FOODS SA ADR SPONSORED ADR 10552T107   147,082 93,090 SH   SOLE   93,090 0 0
BRISTOL MYERS SQUIBB COM 110122108   626,325 8,705 SH   SOLE   8,705 0 0
BROADCOM INC COM 11135F101   414,315 741 SH   SOLE   741 0 0
BUNGE LIMITED COM G16962105   400,078 4,010 SH   SOLE   4,010 0 0
C S X CORP COM 126408103   211,439 6,825 SH   SOLE   6,825 0 0
CATERPILLAR INC COM 149123101   294,659 1,230 SH   SOLE   1,230 0 0
CHARLES SCHWAB US REIT US REIT ETF 808524847   312,787 16,215 SH   SOLE   16,215 0 0
CHUBB CORP COM H1467J104   200,967 911 SH   SOLE   911 0 0
CISCO SYS INC COM 17275R102   402,367 8,446 SH   SOLE   8,446 0 0
CLAYMORE S&P GLOBAL WATER ETF S&P GBL WATER 46138E263   254,312 5,455 SH   SOLE   5,455 0 0
COCA COLA CO COM 191216100   492,404 7,741 SH   SOLE   7,741 0 0
COSTCO WHOLESALE CORP COM 22160K105   795,390 1,742 SH   SOLE   1,742 0 0
CRESUD S. A. C. I. F. Y. A. W *W EXP 03/09/202 P3311R259   10,180 32,840 SH   SOLE   32,840 0 0
CRESUD S.A.C.I.F.Y.A. SPONS A SPONSORED ADR 226406106   188,712 28,208 SH   SOLE   28,208 0 0
DIMENSIONAL US CORE EQUITY MA US CORE EQT MKT 25434V104   517,433 19,150 SH   SOLE   19,150 0 0
DIMENSIONAL WORLD EX US CORE WORLD EX US CORE 25434V880   2,030,832 94,020 SH   SOLE   94,020 0 0
DISNEY WALT CO COM 254687106   218,928 2,520 SH   SOLE   2,520 0 0
ELEVANCE HEALTH INC. COM 036752103   208,779 407 SH   SOLE   407 0 0
ENBRIDGE INC COM 29250N105   387,911 9,921 SH   SOLE   9,921 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100   442,822 37,306 SH   SOLE   37,306 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   394,338 16,349 SH   SOLE   16,349 0 0
EXXON MOBIL CORPORATION COM 30231G102   569,700 5,165 SH   SOLE   5,165 0 0
FIDELITY TOTAL BOND ETF TOTAL BD ETF 316188309   2,801,595 62,230 SH   SOLE   62,230 0 0
FIRST TRUST GLOBAL WIND ENERG GBL WND ENRG ETF 33736G106   210,178 12,135 SH   SOLE   12,135 0 0
HOME DEPOT INC COM COM 437076102   1,045,218 3,309 SH   SOLE   3,309 0 0
HONEYWELL INTL INC COM 438516106   277,304 1,294 SH   SOLE   1,294 0 0
INVESCO FINANCIAL PREFERRED E FINL PFD ETF 46137V621   420,106 29,174 SH   SOLE   29,174 0 0
INVESCO PREFERRED ETF PFD ETF 46138E511   603,072 53,942 SH   SOLE   53,942 0 0
INVESCO TAXABLE MUNICIPAL BON TAXABLE MUN BD 46138G805   10,768,312 418,838 SH   SOLE   418,838 0 0
ISHARES 0-5 YEAR TIPS BOND ET 0-5 YR TIPS ETF 46429B747   9,834,730 101,431 SH   SOLE   101,431 0 0
ISHARES BARCLAYS 10-20 YEAR T 10-20 YR TRS ETF 464288653   1,131,563 10,460 SH   SOLE   10,460 0 0
ISHARES BARCLAYS 20 YEAR TRE 20 YR TR BD ETF 464287432   10,308,193 103,537 SH   SOLE   103,537 0 0
ISHARES BARCLAYS SHORT TREASU SHORT TREAS BD 464288679   1,816,318 16,524 SH   SOLE   16,524 0 0
ISHARES BARCLAYS TIPS BOND ET TIPS BD ETF 464287176   663,783 6,236 SH   SOLE   6,236 0 0
ISHARES CALIFORNIA MUNI BOND CALIF MUN BD ETF 464288356   1,597,452 28,470 SH   SOLE   28,470 0 0
ISHARES DOW JONES SELECT DIVI SELECT DIVID ETF 464287168   1,491,219 12,365 SH   SOLE   12,365 0 0
ISHARES ESG 1-5 YEAR USD CORP ESG AWRE 1 5 YR 46435G243   254,696 10,715 SH   SOLE   10,715 0 0
ISHARES ESG ADVANCED MSCI EAF ESG EAFE ETF 46436E759   497,927 9,175 SH   SOLE   9,175 0 0
ISHARES ESG ADVANCED MSCI USA ESG MSCI USA ETF 46436E767   735,840 24,000 SH   SOLE   24,000 0 0
ISHARES ESG SCREENED S&P 500 ESG SCRND S&P500 46436E569   622,527 21,900 SH   SOLE   21,900 0 0
ISHARES ESG U.S. AGGREGATE BO ESG AWR US AGRGT 46435U549   354,429 7,583 SH   SOLE   7,583 0 0
ISHARES FTSE CHINA INDEX ETF CHINA LG-CAP ETF 464287184   216,891 7,664 SH   SOLE   7,664 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204   2,225,037 64,326 SH   SOLE   64,326 0 0
ISHARES IBONDS DEC 2023 TERM IBONDS DEC23 ETF 46434VAX8   467,060 18,660 SH   SOLE   18,660 0 0
ISHARES IBONDS DEC 2023 TERM IBONDS DEC2023 46435G318   383,292 15,120 SH   SOLE   15,120 0 0
ISHARES IBONDS DEC 2024 TERM IBONDS DEC24 ETF 46434VBG4   467,643 19,150 SH   SOLE   19,150 0 0
ISHARES IBONDS DEC 2024 TERM IBONDS DEC 46435U697   384,061 14,915 SH   SOLE   14,915 0 0
ISHARES IBONDS DEC 2025 TERM IBONDS DEC25 ETF 46434VBD1   467,795 19,235 SH   SOLE   19,235 0 0
ISHARES IBONDS DEC 2025 TERM IBONDS DEC 25 46435U432   385,529 14,620 SH   SOLE   14,620 0 0
ISHARES IBONDS TERM TREASURY IBONDS 23 TRM TS 46436E882   464,978 18,825 SH   SOLE   18,825 0 0
ISHARES IBONDS TERM TREASURY IBONDS 24 TRM TS 46436E874   465,314 19,510 SH   SOLE   19,510 0 0
ISHARES IBONDS TERM TREASURY IBONDS 25 TRM TS 46436E866   466,415 20,035 SH   SOLE   20,035 0 0
ISHARES INC MSCI EM ESG OPT ESG AWR MSCI EM 46434G863   662,141 22,020 SH   SOLE   22,020 0 0
ISHARES INC MSCI EMRG MKTS SM EM MKT SM-CP ETF 464286475   241,159 4,995 SH   SOLE   4,995 0 0
ISHARES MSCI ACWI LOW CARBON MSCI LW CRB TG 46434V464   1,322,046 9,570 SH   SOLE   9,570 0 0
ISHARES MSCI AUSTRALIA INDEX MSCI AUST ETF 464286103   227,079 10,215 SH   SOLE   10,215 0 0
ISHARES MSCI CANADA INDEX ETF MSCI CDA ETF 464286509   713,337 21,795 SH   SOLE   21,795 0 0
ISHARES MSCI EAFE INDEX ETF MSCI EAFE ETF 464287465   5,193,109 79,115 SH   SOLE   79,115 0 0
ISHARES MSCI EMERGING MARKETS MSCI EMG MKT ETF 464287234   552,772 14,585 SH   SOLE   14,585 0 0
ISHARES MSCI HONG KONG INDEX MSCI HONG KG ETF 464286871   573,174 27,281 SH   SOLE   27,281 0 0
ISHARES MSCI INDIA SMALL-CAP MSCI INDIA SM CP 46429B614   285,198 5,510 SH   SOLE   5,510 0 0
ISHARES MSCI KLD MSCI KLD400 SOC 464288570   242,866 3,383 SH   SOLE   3,383 0 0
ISHARES MSCI MEXICO INVESTABL MSCI MEXICO ETF 464286822   350,848 7,095 SH   SOLE   7,095 0 0
ISHARES MSCI SINGAPORE INDEX MSCI SINGPOR ETF 46434G780   444,367 23,624 SH   SOLE   23,624 0 0
ISHARES MSCI SOUTH KOREA INDE MSCI STH KOR ETF 464286772   541,756 9,592 SH   SOLE   9,592 0 0
ISHARES MSCI TAIWAN INDEX ETF MSCI TAIWAN ETF 46434G772   659,226 16,415 SH   SOLE   16,415 0 0
ISHARES MSCI USA ESG OPTIMIZE ESG AWR MSCI USA 46435G425   1,368,628 16,149 SH   SOLE   16,149 0 0
ISHARES MSCI USA ESG SELECT E MSCI USA ESG SLC 464288802   1,245,749 15,133 SH   SOLE   15,133 0 0
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622   250,308 1,189 SH   SOLE   1,189 0 0
ISHARES S&P 500 INDEX ETF CORE S&P500 ETF 464287200   10,693,333 27,832 SH   SOLE   27,832 0 0
ISHARES S&P NATL AMTFREE MUNI NATIONAL MUN ETF 464288414   479,061 4,540 SH   SOLE   4,540 0 0
ISHARES S&P SHORT-TERM NATION SHRT NAT MUN ETF 464288158   503,103 4,825 SH   SOLE   4,825 0 0
ISHARES TR DOW JONES U S REAL U.S. REAL ES ETF 464287739   629,320 7,475 SH   SOLE   7,475 0 0
ISHARES TR GOLDMAN SACHS COR IBOXX INV CP ETF 464287242   253,981 2,409 SH   SOLE   2,409 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448   1,139,090 41,940 SH   SOLE   41,940 0 0
ISHARES TR INTRM TR CRP ETF ISHS 5-10YR INVT 464288638   469,107 9,475 SH   SOLE   9,475 0 0
ISHARES TR MSCI EAFE ESG OPT ESG AW MSCI EAFE 46435G516   1,728,765 26,297 SH   SOLE   26,297 0 0
ISHARES TR S&P 100 INDEX FUN S&P 100 ETF 464287101   257,390 1,509 SH   SOLE   1,509 0 0
ISHARES TRUST CORE MSCI EAFE CORE MSCI EAFE 46432F842   332,055 5,387 SH   SOLE   5,387 0 0
ISHARES ULTRA SHORT-TERM BOND BLACKROCK ULTRA 46434V878   462,281 9,238 SH   SOLE   9,238 0 0
ISHARES US PREFERRED STOCK ET PFD AND INCM SEC 464288687   222,716 7,295 SH   SOLE   7,295 0 0
ISHARES ESG SCREENED S&P MID ESG SCRD S&P MID 46436E551   805,309 24,550 SH   SOLE   24,550 0 0
ITAU UNIBANCO HOLDING SA ADR SPON ADR REP PFD 465562106   170,337 36,165 SH   SOLE   36,165 0 0
J P MORGAN CHASE & CO COM ISI COM 46625H100   882,378 6,580 SH   SOLE   6,580 0 0
JOHNSON & JOHNSON COM COM 478160104   590,894 3,345 SH   SOLE   3,345 0 0
LILLY ELI & CO COM 532457108   225,357 616 SH   SOLE   616 0 0
LINDE PLC SHS G5494J103   223,433 685 SH   SOLE   685 0 0
LOCKHEED MARTIN CORP COM COM 539830109   252,975 520 SH   SOLE   520 0 0
LOWES COMPANIES COM 548661107   467,550 2,347 SH   SOLE   2,347 0 0
MARKET VECTORS AGRIBUSINESS E AGRIBUSINESS ETF 92189F700   242,670 2,827 SH   SOLE   2,827 0 0
MARKET VECTORS BRAZIL SMALL C BRAZIL SMALL CAP 92189F825   193,919 14,375 SH   SOLE   14,375 0 0
MASTERCARD INC CL A CL A 57636Q104   638,085 1,835 SH   SOLE   1,835 0 0
MCDONALDS CORP COM 580135101   877,175 3,329 SH   SOLE   3,329 0 0
MERCK & CO INC COM 58933Y105   235,547 2,123 SH   SOLE   2,123 0 0
MICROSOFT CORPORATION COM 594918104   2,088,648 8,709 SH   SOLE   8,709 0 0
MORGAN STANLEY INDIA INVESTME COM 61745C105   215,870 10,634 SH   SOLE   10,634 0 0
NEXTERA ENERGY INC COM COM 65339F101   536,210 6,414 SH   SOLE   6,414 0 0
NIKE INC CLASS B CL B 654106103   270,995 2,316 SH   SOLE   2,316 0 0
NUTRIEN LTD COM 67077M108   211,276 2,893 SH   SOLE   2,893 0 0
NUVEEN GLB HIGH INC FD SHS 67075G103   184,792 16,426 SH   SOLE   16,426 0 0
ONEOK INC CM (NEW) COM 682680103   557,924 8,492 SH   SOLE   8,492 0 0
ORACLE CORPORATION COM 68389X105   297,207 3,636 SH   SOLE   3,636 0 0
PEPSICO INC COM 713448108   1,987,441 11,001 SH   SOLE   11,001 0 0
PFIZER INC. COM 717081103   884,873 17,269 SH   SOLE   17,269 0 0
PIMCO 1-5 YR US TIPS INDEX ET 1-5 US TIP IDX 72201R205   822,356 16,490 SH   SOLE   16,490 0 0
PIMCOTOTAL RETURN ETF ACTIVE BD ETF 72201R775   4,721,597 52,184 SH   SOLE   52,184 0 0
PLAINS ALL AMERICAN PIPELINE UNIT LTD PARTN 726503105   274,890 23,375 SH   SOLE   23,375 0 0
PROCTER & GAMBLE CO COM 742718109   758,255 5,003 SH   SOLE   5,003 0 0
S&P 500 DEPOSITORY RECEIPT TR UNIT 78462F103   102,221,993 267,296 SH   SOLE   267,296 0 0
SCHWAB EMERGING MARKETS EQUIT EMRG MKTEQ ETF 808524706   441,801 18,665 SH   SOLE   18,665 0 0
SCHWAB INTERNATIONAL EQUITY E INTL EQTY ETF 808524805   910,255 28,260 SH   SOLE   28,260 0 0
SPDR GOLD TRUST ETF GOLD SHS 78463V107   2,079,702 12,260 SH   SOLE   12,260 0 0
SPDR PORTFOLIO SHORT TERM COR PORTFOLIO SHORT 78464A474   3,139,664 106,864 SH   SOLE   106,864 0 0
SPDR S&P MID CAP 400 ETF UTSER1 S&PDCRP 78467Y107   3,254,949 7,351 SH   SOLE   7,351 0 0
SPDR SER TR SP500 FOSL ETF SPDR S&P 500 ETF 78468R796   5,248,137 56,220 SH   SOLE   56,220 0 0
SPDR WELLS FARGO PREFERRED ST ICE PFD SEC ETF 78464A292   205,289 6,255 SH   SOLE   6,255 0 0
STRYKER CORP COM 863667101   510,480 2,088 SH   SOLE   2,088 0 0
TARGA RESOURCES CORP COM 87612G101   535,154 7,281 SH   SOLE   7,281 0 0
TC ENERGY CORPCOM COM 87807B107   354,116 8,884 SH   SOLE   8,884 0 0
TEXAS INSTRUMENTS INC COM 882508104   567,696 3,436 SH   SOLE   3,436 0 0
UNION PACIFIC CORP COM 907818108   331,312 1,600 SH   SOLE   1,600 0 0
UNITEDHEALTH GROUP COM 91324P102   1,003,631 1,893 SH   SOLE   1,893 0 0
VALE S.A. SPONS ADR REPR 1 CO SPONSORED ADS 91912E105   230,707 13,595 SH   SOLE   13,595 0 0
VANECK VECTORS PFD SECS EX FI PREFERRED SECURT 92189F429   188,322 11,270 SH   SOLE   11,270 0 0
VANGUARD DIVIDEND APPRECIATIO DIV APP ETF 921908844   264,978 1,745 SH   SOLE   1,745 0 0
VANGUARD EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   3,088,865 79,242 SH   SOLE   79,242 0 0
VANGUARD EMERGING MKTS GOVT B EM MK GOV BD ETF 921946885   375,942 6,165 SH   SOLE   6,165 0 0
VANGUARD ESG US CORPORATE BON ESG US CORP BD 921910691   201,138 3,315 SH   SOLE   3,315 0 0
VANGUARD EXTENDED MARKET INDE EXTEND MKT ETF 922908652   5,219,538 39,286 SH   SOLE   39,286 0 0
VANGUARD FTSE DEVELOPED MARKE VAN FTSE DEV MKT 921943858   6,332,895 150,891 SH   SOLE   150,891 0 0
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406   909,397 8,404 SH   SOLE   8,404 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT 922908769   1,087,871 5,690 SH   SOLE   5,690 0 0
VANGUARD INTERMEDIATE TERM CO INT-TERM CORP 92206C870   657,238 8,479 SH   SOLE   8,479 0 0
VANGUARD INTL EQUITY INDEX ALLWRLD EX US 922042775   1,237,455 24,680 SH   SOLE   24,680 0 0
VANGUARD LONG TERM CORPORATE LG-TERM COR BD 92206C813   3,274,563 43,251 SH   SOLE   43,251 0 0
VANGUARD LONG-TERM TREASURY I LONG TERM TREAS 92206C847   4,089,103 66,360 SH   SOLE   66,360 0 0
VANGUARD MUNI BD FD INC TAX-E TAX EXEMPT BD 922907746   207,858 4,200 SH   SOLE   4,200 0 0
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553   8,561,377 103,799 SH   SOLE   103,799 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   469,390 1,336 SH   SOLE   1,336 0 0
VANGUARD SHORT TERM TREASURY SHORT TERM TREAS 92206C102   17,129,933 296,263 SH   SOLE   296,263 0 0
VANGUARD SHORT-TERM CORPORATE SHRT TRM CORP BD 92206C409   12,307,761 163,689 SH   SOLE   163,689 0 0
VANGUARD ST TIPS BOND FD STRM INFPROIDX 922020805   7,522,423 161,045 SH   SOLE   161,045 0 0
VANGUARD TOTAL BOND MARKET ET TOTAL BND MRKT 921937835   3,017,639 42,005 SH   SOLE   42,005 0 0
VANGUARD VALUE ETF VALUE ETF 922908744   876,611 6,245 SH   SOLE   6,245 0 0
VANGUARD WORLD ESG US STOCK E ESG US STK ETF 921910733   1,578,680 23,970 SH   SOLE   23,970 0 0
VANGUARD WORLD FD ESG INTL ST ESG INTL STK ETF 921910725   1,327,884 26,995 SH   SOLE   26,995 0 0
VISA INC CLASS A COM CL A 92826C839   759,155 3,654 SH   SOLE   3,654 0 0
WAL-MART STORES INC COM 931142103   778,610 5,491 SH   SOLE   5,491 0 0
WESTERN ASSET EMERGING MARKET COM 95766A101   247,154 27,130 SH   SOLE   27,130 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E303   10,921,491 301,782 SH   SOLE   301,782 0 0