Underwriting, Acquisition and Insurance Expenses

9 Months Ended

Sep. 30, 2017

Underwriting Acquisition And Insurance Expenses [Abstract]

Underwriting, Acquisition and Insurance Expenses

14. Underwriting, Acquisition and Insurance Expenses

Underwriting, acquisition and insurance expenses were as follows:

	For the Three Months Ended September 30,						For the Nine Months Ended September 30,
(in millions)	2017			2016			2017			2016
Commissions	$	70.8		$	59.3		$	201.2		$	178.5
General expenses		89.7			75.6			266.4			217.3
Premium taxes, boards and bureaus		11.8			6.1			25.9			19.0
		172.3			141.0			493.5			414.8
Net deferral of policy acquisition costs		(6.2	)		(3.6	)		(19.1	)		(11.8	)
Total underwriting, acquisition and insurance expenses	$	166.1		$	137.4		$	474.4		$	403.0

The $14.1 million and the $49.1 million increases in general expenses for the three and nine months ended September 30, 2017, respectively, as compared to the same periods in 2016 were driven by expenses attributable to the operations of Maybrooke coupled with increased information technology, marketing, occupancy and depreciation costs.