Underwriting, Acquisition and Insurance Expenses

12 Months Ended

Dec. 31, 2013

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Underwriting, Acquisition and Insurance Expenses

13. Underwriting, Acquisition and Insurance Expenses

Underwriting, acquisition and insurance expenses for the years ended December 31, 2013, 2012 and 2011 were as follows:

(in millions)	2013			2012			2011
Commissions	$	229.6		$	198.2		$	183.2
General expenses		272.8			248.0			210.1
Premium taxes, boards and bureaus		24.2			22.8			24.7
		526.6			469.0			418.0
Net (deferral) amortization of policy acquisition costs		(15.8	)		(4.5	)		7.7
Total underwriting, acquisition and insurance expenses	$	510.8		$	464.5		$	425.7

Included in general expenses for the years ended December 31, 2013, 2012 and 2011 is $23.0 million, $10.3 million and $4.4 million, respectively, in additional expense for our total equity compensation, due to the increase in our stock price.