CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Operating activities
Net income	$ 5,521	$ 5,161
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses	325	2,735
Depreciation and other amortization	2,418	2,397
Accretion and amortization of securities discounts and premium, net	281	259
Net change in operating leases	78	133
Compensation expense related to stock options and restricted stock grants	1,117	956
Gain on sale of loans held for sale	(2,757)	(1,636)
Loans originated and held for sale	(100,884)	(70,422)
Proceeds from sale of loans held for sale	96,076	60,194
Increase in cash surrender value of bank owned life insurance	(762)	(670)
Decrease in deferred tax asset		(21)
Increase in other assets	(3,921)	(4,076)
Increase (decrease) in other liabilities	3,543	(359)
Net cash provided by (used for) operating activities	1,035	(5,349)
Investing activities
Increase in loans, net	(21,169)	(264,737)
Purchase of property and equipment	(372)	(767)
Purchase of investment securities:
Available for sale	(5,191)
Other investments	(4,301)	(42,518)
Payments and maturities, calls and repayments of investment securities:
Available for sale	17,596	2,427
Other investments	5,587	40,801
Net cash used for investing activities	(7,850)	(264,794)
Financing activities
Increase in deposits, net	80,305	299,154
Increase (decrease) in Federal Home Loan Bank advances and other borrowings, net	(35,000)	5,000
Proceeds from the exercise of stock options	167	185
Net cash provided by financing activities	45,472	304,339
Net increase in cash and cash equivalents	38,657	34,196
Cash and cash equivalents at beginning of the period	156,170	170,874
Cash and cash equivalents at end of the period	194,827	205,070
Cash paid for
Interest	57,297	38,612
Income taxes	1,190	541
Schedule of non-cash transactions
Unrealized gain (loss) on securities, net of income taxes	$ (524)	$ 700