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Loans and Allowance for Loan Losses (Tables)
6 Months Ended
Jun. 30, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]  
Summary of composition of loan portfolio
 
      June 30, 2018       December 31, 2017
(dollars in thousands) Amount       % of Total Amount       % of Total
Commercial
Owner occupied RE $      358,169 23.4% $      316,818 22.8%
Non-owner occupied RE 355,309 23.2% 312,798 22.6%
Construction 73,655 4.8% 51,179 3.7%
Business 238,402 15.5% 226,158 16.3%
Total commercial loans 1,025,535 66.9% 906,953 65.4%
Consumer
Real estate 290,433 18.9% 273,050 19.7%
Home equity 156,630 10.2% 156,141 11.3%
Construction 38,400 2.5% 28,351 2.0%
Other 22,449 1.5% 22,575 1.6%
Total consumer loans 507,912 33.1% 480,117 34.6%
Total gross loans, net of deferred fees 1,533,447      100.0% 1,387,070      100.0%
Less—allowance for loan losses (16,100 ) (15,523 )
Total loans, net $ 1,517,347 $ 1,371,547
Summary of loan maturity distribution by type and related interest rate
                         
June 30, 2018
After one
One year but within After five
(dollars in thousands) or less five years years Total
Commercial
Owner occupied RE $      27,294 163,994 166,881 358,169
Non-owner occupied RE 37,270 182,889 135,150 355,309
Construction 17,024 21,813 34,818 73,655
Business 66,961 123,166 48,275 238,402
Total commercial loans 148,549      491,862      385,124 1,025,535
Consumer
Real estate 32,872 62,050 195,511 290,433
Home equity 9,518 28,079 119,033 156,630
Construction 21,089 882 16,429 38,400
Other 7,584 10,169 4,696 22,449
Total consumer loans 71,063 101,180 335,669 507,912
Total gross loans, net of deferred fees $ 219,612 593,042 720,793 1,533,447
Loans maturing after one year with:
Fixed interest rates $    999,311
Floating interest rates 314,524

               
                  December 31, 2017
After one      
One year but within After five
(dollars in thousands) or less five years years Total
Commercial
Owner occupied RE $      24,171 167,425 125,222 316,818
Non-owner occupied RE 39,519 165,764 107,515 312,798
Construction 13,086 12,796 25,297 51,179
Business 73,588 107,584 44,986 226,158
Total commercial loans 150,364 453,569 303,020 906,953
Consumer
Real estate 30,172 61,809 181,069 273,050
Home equity 13,331 25,807 117,003 156,141
Construction 14,943 1,737 11,671 28,351
Other 7,203 11,371 4,001 22,575
Total consumer 65,649 100,724 313,744 480,117
Total gross loan, net of deferred fees $ 216,013      554,293      616,764 1,387,070
Loans maturing after one year with :
Fixed interest rates $    875,991
Floating interest rates 295,066
Summary of nonperforming assets, including nonaccruing TDRs
         
(dollars in thousands)       June 30, 2018       December 31, 2017
Commercial
Owner occupied RE $ - -
Non-owner occupied RE 1,689 1,581
Construction - -
Business 94 910
Consumer
Real estate 1,174 992
Home equity 1,598 1,144
Construction - -
Other - 1
Nonaccruing troubled debt restructurings 3,166 2,673
Total nonaccrual loans, including nonaccruing TDRs 7,721 7,301
Other real estate owned 117 242
Total nonperforming assets $ 7,838 7,543
Nonperforming assets as a percentage of:
Total assets      0.44% 0.46%
Gross loans 0.51% 0.54%
Total loans over 90 days past due 1,122 2,027
Loans over 90 days past due and still accruing - -
Accruing troubled debt restructurings $ 7,397 5,145
Summary of key information for impaired loans
           
      June 30, 2018
Recorded investment
Impaired loans
Unpaid with related Related
Principal Impaired allowance for allowance for
(dollars in thousands)       Balance       loans       loan losses       loan losses
Commercial
Owner occupied RE $ 2,858 2,793 454 74
Non-owner occupied RE 7,304 3,829 2,269 659
Construction - - - -
Business 4,076 3,348 2,994 1,397
Total commercial 14,238 9,970 5,717 2,130
Consumer
Real estate 2,946 2,867 2,203 1,226
Home equity 2,750 2,117 220 94
Construction - - - -
Other 164 164 164 20
Total consumer 5,860 5,148 2,587 1,340
Total $      20,098 15,118 8,304 3,470

           
      December 31, 2017
Recorded investment
Impaired loans
Unpaid with related Related
Principal Impaired allowance for allowance for
(dollars in thousands)            Balance       loans       loan losses       loan losses
Commercial
Owner occupied RE $ 2,281 2,235 464 179
Non-owner occupied RE 6,827 3,665 2,646 750
Construction - - - -
Business 3,735 2,764 1,993 1,061
Total commercial 12,843 8,664 5,103 1,990
Consumer
Real estate 2,062 2,037 2,037 1,379
Home equity 2,010 1,575 680 286
Construction - - - -
Other 171 170 170 22
Total consumer 4,243 3,782 2,887 1,687
Total $      17,086 12,446 7,990 3,677
Summary of average recorded investment and interest income recognized on impaired loans
         
Three months ended Three months ended
June 30, 2018 June 30, 2017
Average   Recognized Average   Recognized
recorded interest recorded interest
(dollars in thousands)             investment       income       investment       income
Commercial
Owner occupied RE $ 2,800 45 2,195 26
Non-owner occupied RE 3,878 77 3,620 48
Construction - - - -
Business 3,361 57 3,623 54
Total commercial 10,039 179 9,438 128
Consumer
Real estate 2,892 40 1,635 16
Home equity 2,135 24 197 1
Construction - - - -
Other 165 1 180 1
Total consumer 5,192 65 2,012 18
Total $      15,231 244 11,450 146

             
Six months ended Six months ended Year ended
June 30, 2018 June 30, 2017 December 31, 2017
Average   Recognized Average   Recognized Average   Recognized
recorded interest recorded interest recorded interest
(dollars in thousands)       investment       income       investment       income       investment       income
Commercial
Owner occupied RE $ 2,804 62 2,204 53 2,255 104
Non-owner occupied RE 3,920 126 3,721 76 4,144 199
Construction - - - - - -
Business 3,380 79 3,635 98 2,823 162
Total commercial 10,104 267 9,560 227 9,222 465
Consumer
Real estate 2,911 81 1,642 33 2,047 69
Home equity 2,172 51 198 2 1,576 97
Construction - - - - - -
Other 167 3 181 2 174 6
Total consumer 5,250 135 2,021 37 3,797 172
Total $      15,354 402 11,581 264 13,019 637
Summary of allowance for loan losses by commercial and consumer portfolio segments
     
Three months ended June 30, 2018
Commercial Consumer
Owner Non-owner
occupied occupied Real Home
(dollars in thousands)      RE      RE      Construction      Business      Estate      equity      Construction      Other      Total
Balance, beginning of period $      2,680 3,366 415 3,553      3,391   1,911 256      280 15,852
Provision for loan losses 19 342 129 280 54 (438 ) 26 (12 ) 400
Loan charge-offs - (234 ) - - - (77 ) - - (311 )
Loan recoveries - 107 - 16 1 35 - - 159
Net loan charge-offs - (127 ) - 16 1 (42 ) - - (152 )
Balance, end of period $ 2,699         3,581 544 3,849 3,446 1,431 282 268 16,100
Net charge-offs to average loans (annualized) 0.04%
Allowance for loan losses to gross loans 1.05%
Allowance for loan losses to nonperforming loans 208.52%

 
Three months ended June 30, 2017
Commercial Consumer
Owner   Non-owner
occupied   occupied Real   Home
(dollars in thousands)      RE      RE      Construction      Business      Estate      equity      Construction      Other      Total
Balance, beginning of period $ 3,052 2,967 334       3,823    2,830 1,619 289 373 15,287
Provision for loan losses (88 ) 255 16 139 240 (23 ) 39 (78 ) 500
Loan charge-offs - (253 ) - (120 ) - - - - (373 )
Loan recoveries - 12 - 15 (9 ) 12 - - 30
Net loan charge-offs - (241 ) - (105 ) (9 ) 12 - - (343 )
Balance, end of period $      2,964 2,981 350 3,857 3,061   1,608 328    295 15,444
Net charge-offs to average loans (annualized) 0.11 %
Allowance for loan losses to gross loans 1.19 %
Allowance for loan losses to nonperforming loans 293.75 %
       
 
Six months ended June 30, 2018
Commercial Consumer
Owner   Non-owner
occupied   occupied Real Home
(dollars in thousands) RE RE   Construction   Business Estate   equity   Construction   Other Total
Balance, beginning of period $ 2,534              3,230 325 3,848 3,495 1,600 210 281 15,523
Provision for loan losses 165 478 219 (14 ) 25 (64 ) 72 19 900
Loan charge-offs - (234 ) - (119 ) (77 ) (140 ) - (34 ) (604 )
Loan recoveries - 107 - 134 3 35 - 2 281
Net loan charge-offs - (127 ) - 15 (74 ) (105 ) - (32 ) (323 )
Balance, end of period $ 2,699 3,581 544 3,849 3,446 1,431 282 268 16,100
Net charge-offs to average loans (annualized) 0.04 %
 
Six months ended June 30, 2017
Commercial Consumer
Owner   Non-owner
occupied   occupied Real   Home
RE RE   Construction   Business Estate   equity     Construction   Other Total
Balance, beginning of period $ 2,843 2,778 295 4,123 2,780 1,475 252 309 14,855
Provision for loan losses 121 623 55 (182 ) 200 121 76 (14 ) 1,000
Loan charge-offs - (433 ) - (130 ) - - - - (563 )
Loan recoveries - 13 - 46 81 12 - - 152
Net loan charge-offs - (420 ) - (84 ) 81 12 - - (411 )
Balance, end of period $ 2,964          2,981 350 3,857 3,061 1,608 328 295   15,444
Net charge-offs to average loans (annualized) 0.03 %
Summary of allowance for loan losses and recorded investment in loans by impairment methodology
                   
June 30, 2018
Allowance for loan losses Recorded investment in loans
(dollars in thousands)       Commercial       Consumer       Total       Commercial       Consumer       Total
Individually evaluated $      2,130 1,340 3,470 9,970 5,148 15,118
Collectively evaluated 8,543 4,087 12,630 1,015,565 502,764 1,518,329
Total $ 10,673 5,427 16,100 1,025,535 507,912 1,533,447
 
December 31, 2017
Allowance for loan losses Recorded investment in loans
Commercial Consumer Total Commercial Consumer Total
Individually evaluated $ 1,990 1,687 3,677 8,664 3,782 12,446
Collectively evaluated 7,947 3,899 11,846 898,289 476,335 1,374,624
Total $ 9,937 5,586 15,523 906,953 480,117 1,387,070
Commercial [Member]  
Financing Receivable, Allowance for Credit Losses [Line Items]  
Summary of breakdown of outstanding loans by risk category
                             
      June 30, 2018
Owner Non-owner
(dollars in thousands) occupied RE occupied RE Construction Business Total
Pass $      354,276 349,819      73,655      231,214      1,008,964
Special mention 1,644 1,523 - 3,579 6,746
Substandard 2,249 3,967 - 3,609 9,825
Doubtful - - - - -
$ 358,169      355,309 73,655 238,402 1,025,535
  
December 31, 2017
Owner Non-owner
occupied RE occupied RE Construction Business Total
Pass $ 312,628 306,965 51,179 215,729 886,501
Special mention 1,770 2,082 - 5,540 9,392
Substandard 2,420 3,751 - 4,889 11,060
Doubtful - - - - -
$ 316,818 312,798 51,179 226,158 906,953

Summary of outstanding commercial and consumer loans which include loans on nonaccrual by past due status
                             
June 30, 2018
Owner Non-owner
(dollars in thousands) occupied RE occupied RE Construction Business Total
Current $      357,261 354,718      73,655      237,790      1,023,424
30-59 days past due 908 398 - 519 1,825
60-89 days past due - - - - -
Greater than 90 Days - 193 - 93 286
$ 358,169      355,309 73,655 238,402 1,025,535
 
December 31, 2017
Owner Non-owner
occupied RE occupied RE Construction Business Total
Current $ 316,818 312,477 51,179 224,861 905,335
30-59 days past due - 129 - 416 545
60-89 days past due - - - - -
Greater than 90 Days - 192 - 881 1,073
$ 316,818 312,798 51,179 226,158 906,953
Consumer [Member]  
Financing Receivable, Allowance for Credit Losses [Line Items]  
Summary of breakdown of outstanding loans by risk category
                             
      June 30, 2018
(dollars in thousands) Real estate Home equity Construction Other Total
Pass $      286,006 152,806      38,400      22,189      499,401
Special mention 1,558 510 - 197 2,265
Substandard 2,869 3,314 - 63 6,246
Doubtful - - - - -
$ 290,433      156,630 38,400 22,449 507,912
 
December 31, 2017
Real estate Home equity Construction Other Total
Pass $ 269,422 152,545 28,351 22,367 472,685
Special mention 715 1,025 - 88 1,828
Substandard 2,913 2,571 - 120 5,604
Doubtful - - - - -
$ 273,050 156,141 28,351 22,575 480,117
Summary of outstanding commercial and consumer loans which include loans on nonaccrual by past due status
                              
      June 30, 2018
(dollars in thousands) Real estate Home equity Construction Other Total
Current $      289,769      155,704      38,400      22,442      506,315
30-59 days past due 664 - - 2 666
60-89 days past due - 90 - 5 95
Greater than 90 Days - 836 - - 836
$ 290,433 156,630 38,400 22,449 507,912
 
December 31, 2017
Real estate Home equity Construction Other Total
Current $ 271,284 154,821 28,351 22,506 476,962
30-59 days past due 681 325 - 69 1,075
60-89 days past due 131 995 - - 1,126
Greater than 90 Days 954 - - - 954
$ 273,050 156,141 28,351 22,575 480,117