Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Operating activities
Net income	$ 1,250	$ 961
Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses	1,000	1,125
Depreciation and other amortization	294	291
Accretion and amortization of securities discounts and premium, net	100	195
Loss on sale and write-down of real estate owned		(4)
Compensation expense related to stock options and grants	160	119
Increase in cash surrender value of bank owned life insurance	(162)	(160)
(Increase) decrease in deferred tax asset	(554)	108
Decrease in other assets, net	(17)	(272)
Increase (decrease) in other liabilities	(150)	501
Net cash provided by operating activities	1,921	2,864
Increase (decrease) in cash realized from:
Origination of loans, net	(42,031)	(21,145)
Purchase of property and equipment	(583)	(281)
Purchase of investment securities:
Available for sale	(1,292)
Other		(675)
Payments and maturity of investment securities:
Available for sale	1,051	2,606
Other	156	868
Proceeds from sale of real estate owned	50	202
Net cash used for used for investing activities	(42,649)	(18,425)
Increase (decrease) in cash realized from:
Increase in deposits, net	42,093	36,095
Decrease in short-term borrowings		(13,190)
Cash dividend on preferred stock	(181)	(201)
Redemption of preferred stock	(4,057)	(480)
Issuance of common stock	5,950
Cash in lieu of fractional shares		(2)
Proceeds from the exercise of stock options and warrants	219	116
Net cash provided by financing activities	44,024	22,338
Net increase in cash and cash equivalents	3,296	6,777
Cash and cash equivalents at beginning of the period	39,203	29,413
Cash and cash equivalents at end of the period	42,499	36,190
Cash paid for
Interest	1,937	2,171
Income taxes	1,147	335
Schedule of non-cash transactions
Real estate acquired in settlement of loans		1,001
Unrealized (gain) loss on securities, net of income taxes	$ 769	$ (207)