Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Operating activities
Net income	$ 2,262	$ 1,503
Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses	1,875	2,475
Depreciation and other amortization	596	494
Accretion and amortization of securities discounts and premium, net	380	496
Gain on sale of investment securities		(68)
(Gain) loss on sale and write-down of real estate owned	(22)	413
Compensation expense related to stock options and grants	238	161
Increase in cash surrender value of bank owned life insurance	(318)	(310)
(Increase) decrease in deferred tax asset	(50)	9
(Increase) decrease in other assets, net	(12)	931
Decrease in other liabilities, net	(1,010)	(250)
Net cash provided by operating activities	3,939	5,854
Increase (decrease) in cash realized from:
Origination of loans, net	(43,939)	(23,729)
Purchase of property and equipment	(1,834)	(326)
Purchase of investment securities:
Available for sale		(2,591)
Other	(675)
Payments and maturity of investment securities:
Available for sale	5,429	7,062
Other	2,353	101
Purchase of bank owned life insurance	(2,000)
Proceeds from sale of investment securities	200	29,730
Proceeds from sale of real estate owned	1,432	1,938
Net cash provided by (used for) used for investing activities	(39,034)	12,185
Increase (decrease) in cash realized from:
Increase in deposits, net	55,773	(8,495)
Decrease in short-term borrowings	(13,190)
Cash dividend on preferred stock	(396)	(432)
Cash in lieu of fractional shares	(7)	(2)
Redemption of preferred stock	(980)	(904)
Proceeds from the exercise of stock options and warrants	121	57
Net cash provided by (used for) financing activities	41,321	(9,776)
Net increase in cash and cash equivalents	6,226	8,263
Cash and cash equivalents at beginning of the period	29,413	23,005
Cash and cash equivalents at end of the period	35,639	31,268
Cash paid for
Interest	4,059	4,949
Income taxes	1,150	664
Schedule of non-cash transactions
Real estate acquired in settlement of loans	1,001	1,220
Unrealized loss on securities, net of income taxes	$ (1,801)	$ 249