Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income
Loans	$ 8,265	$ 7,986
Investment securities	464	557
Federal funds sold	14	14
Total interest income	8,743	8,557
Interest expense
Deposits	806	1,262
Borrowings	1,059	1,166
Total interest expense	1,865	2,428
Net interest income	6,878	6,129
Provision for loan losses	1,125	1,200
Net interest income after provision for loan losses	5,753	4,929
Noninterest income
Loan fee income	259	200
Service fees on deposit accounts	225	181
Income from bank owned life insurance	160	159
Gain on sale of investment securities		72
Other income	238	225
Total noninterest income	882	837
Noninterest expenses
Compensation and benefits	2,952	2,425
Occupancy	707	583
Real estate owned activity	20	278
Data processing and related costs	576	514
Insurance	240	352
Marketing	186	194
Professional fees	181	180
Other	368	253
Total noninterest expenses	5,230	4,779
Income before income tax expense	1,405	987
Income tax expense	444	299
Net income	961	688
Preferred stock dividend	197	216
Discount accretion		73
Redemption of preferred stock	20
Net income available to common shareholders	$ 784	$ 399
Earnings per common share
Basic	$ 0.18	$ 0.09
Diluted	$ 0.18	$ 0.09
Weighted average common shares outstanding
Basic	4,262,330	4,222,622
Diluted	4,371,324	4,267,813