CONSOLIDATED STATEMENTS OF INCOME (LOSS) (USD $) In Thousands, except Share data	3 Months Ended				9 Months Ended
	Sep. 30, 2011		Sep. 30, 2010		Sep. 30, 2011		Sep. 30, 2010
Interest income
Loans	$ 8,231		$ 8,318		$ 24,664		$ 24,355
Investment securities	600		661		1,591		2,402
Federal funds sold	20		13		88		34
Total interest income	8,851		8,992		26,343		26,791
Interest expense
Deposits	1,651		2,357		5,473		7,243
Borrowings	1,226		1,404		3,693		4,639
Total interest expense	2,877		3,761		9,166		11,882
Net interest income	5,974		5,231		17,177		14,909
Provision for loan losses	1,670		1,275		3,045		4,975
Net interest income after provision for loan losses	4,304		3,956		14,132		9,934
Noninterest income
Loan fee income	232		190		556		416
Service fees on deposit accounts	168		155		464		444
Income from bank owned life insurance	126		134		388		434
Gain on sale of investment securities	15				15		1,104
Other than temporary impairment on investment securities			(450)		(25)		(450)
Gain on sale of property and equipment							18
Other income	182		118		499		340
Total noninterest income	723		147		1,897		2,306
Noninterest expenses
Compensation and benefits	2,414		1,700		6,705		5,974
Occupancy	580		535		1,670		1,646
Real estate owned activity	16		60		1,057		63
Data processing and related costs	487		421		1,382		1,208
Insurance	268		436		1,098		1,116
Marketing	165		151		529		547
Professional fees	169		134		472		464
Other	253		219		761		760
Total noninterest expenses	4,352		3,656		13,674		11,778
Income before income tax expense	675		447		2,355		462
Income tax expense	192		110		706		12
Net income	483		337		1,649		450
Preferred stock dividend	216		216		649		649
Discount accretion (1)	70	[1]	66	[1]	207	[1]	193	[1]
Net income (loss) available to common shareholders (1)	$ 197	[1]	$ 55	[1]	$ 793	[1]	$ (392)	[1]
Earnings (loss) per common share (1)
Basic (in dollars per share)	$ 0.06		$ 0.02		$ 0.23		$ (0.11)
Diluted (in dollars per share)	$ 0.05		$ 0.02		$ 0.22		$ (0.11)
Weighted average common shares outstanding
Basic (in shares)	3,473,613		3,457,499		3,471,308		3,452,131
Diluted (in shares)	3,577,176		3,458,498		3,559,257		3,452,131

[1] See Note 1 to financial statements for information related to a correction of an error.